How to set up your child's first smartphone (and keep them safe online)

1. Choose the right phone for their age and needs

Consider starting with a budget Android device or older iPhone rather than the latest flagship model. Budget Android phones offer solid performance without the premium price tag.

For Apple users, the iPhone 13 provides a good entry point, offering iOS features with better parental controls than many Android devices. You can also repurpose an old family phone by factory resetting it and adding a new case and battery.

Consider a "dumb" phone for younger children who only need calling and texting capabilities. These provide basic communication without smartphone distractions, though they offer limited parental control options.

2. Set up parental controls immediately

Create a child account linked to your family account during setup. For children under 13, both Apple and Google require supervised accounts that give you control over app downloads, screen time, and content filtering.

Configure screen time limits, app restrictions, and content filters through Apple's Screen Time or Google's Family Link. You can block specific apps, set daily usage limits, and filter search results based on age appropriateness.

Enable location sharing so you can track their device through Find My iPhone or Google's Family Link. This helps with both safety and finding lost phones, which happens frequently with new smartphone users.

3. Turn off in-app purchases and set spending limits

Disable in-app purchases immediately in your phone's settings to prevent accidental charges from "free" games. These purchases can add up quickly, with some parents reporting bills in the thousands from children buying virtual items.

Set up payment controls through your app store account that require your approval for any purchases. Both Apple and Google allow you to require authentication for all purchases, including free app downloads.

Consider using a dedicated debit card for your child's account which let you set spending limits and monitor transactions while teaching budgeting skills.

4. Teach privacy fundamentals and password security

Have a direct conversation about never sharing personal information online, including your child's full name, birthday, address, school name, or any details that could be used for identity theft. Criminals can use this information to open accounts in your child's name.

Show them how to create strong passwords using three random words as recommended by the National Cyber Security Center. Make sure they share all passwords with you and understand why password security matters.

It's also important to explain the concept of digital footprints and how information shared online can be permanent and searchable. Thinking before posting or sharing anything that could be problem later is key.

5. Use physical protection and tracking features

Invest in a quality case and screen protector since dropped phones are inevitable with new users. Silicone or rubber cases provide shock absorption, while tempered glass screen protectors minimize the risk of expensive screen repairs.

In the event of a lost phone, set up Find My Device or equivalent tracking so their phone is protected from thieves. And consider enabling remote lock and wipe features in case the device is stolen, protecting your child's personal information from unauthorized access.