Best cell phone plans for seniors in 2024

The best cell phone plans for seniors can help you save money on your cell phone bill if you're 55 years or older. But regardless of your age, there are savings to be found with low-cost plans that still deliver a lot of data. While some plans may require you to provide proof-of-age, our search for the best cheap cell phone plans has turned up great monthly service packages with no age restictions.

As far we're concerned, a great cell phone plan keeps your monthly costs low while delivering strong service and perks. So while we've found plans specifically designed to appeal to anyone 55 or older, we've broadened our search for the best cell phone plans for seniors to include any low-cost options that deliver plenty of value. These choices include the best prepaid phone plans from carriers who might be off the beaten path.

The trick to finding the best cell phone plan for seniors starts with figuring out what you're willing to pay and homing in on an offer that meets your budget. To that end, we've lined up plans ranging from cheap options that give you just a few hundred megabytes to the best unlimited data plans providing lots of data at surprisingly low rates. We also consider plans that keep you covered should you travel. (And if your retirement years include a lot of globetrotting, be sure to check out our review of the best international phone plans you can use on your travels.) 

Be aware that select seniors-only plans at AT&T and Verizon have residency requirements, whereas T-Mobile's best cell phone plan for seniors only requires proof of age. But you're not limited to options from big-name carriers, as several of the plans we've highlighted below aren't tied to age or residency requirements. Instead, these other choices for the best cell phone plans for seniors simply offer good coverage at a low monthly rate.

The quick list

The best cell phone plan for seniors overall

T-Mobile Essentials 55 | 2-line plan | $55/month - Best value unlimited senior plan
T-Mobile's plans for seniors have gotten a little convoluted, with Go5G options joining the existing Magenta plans. But we think the best choice for anyone 55 years and older is T-Mobile's Essentials 55 Plus. You can get two unlimited lines for just $55 a month ($27.50 each). This comes with unlimited data, calls, and texts with no speed restrictions, 3G mobile hotspot data and scam protection; you also get access to T-Mobile's 5G access at no extra cost. You can upgrade to T-Mobile's Go5G Plus plan, where you get two lines of data for $100/month. The plan also includes Apple TV+, 50GB mobile hotspot data, and more. Even better, taxes and fees are included in the $100/monthly rate, so you always know how big your bill will be.

Pros:Cons: 

T-Mobile Essentials 55 | 2-line plan | $55/month - Best value unlimited senior plan
T-Mobile's plans for seniors have gotten a little convoluted, with Go5G options joining the existing Magenta plans. But we think the best choice for anyone 55 years and older is T-Mobile's Essentials 55 Plus. You can get two unlimited lines for just $55 a month ($27.50 each). This comes with unlimited data, calls, and texts with no speed restrictions, 3G mobile hotspot data and scam protection; you also get access to T-Mobile's 5G access at no extra cost. You can upgrade to T-Mobile's Go5G Plus plan, where you get two lines of data for $100/month. The plan also includes Apple TV+, 50GB mobile hotspot data, and more. Even better, taxes and fees are included in the $100/monthly rate, so you always know how big your bill will be.

Pros:
Affordable price, no annual contract, 5G at no extra cost
Cons: Limited to 2G in Mexico/Canada, only SD streaming

Best value plan for seniors

Mint Mobile | 5GB | $15/month - All about the best value price
Mint Mobile is a great way to go if you're simply after a cheap cell phone plan, wether you're a senior or not. Mint's 5GB plan costs $15/month for the first three months of service. After the three month trial, you'll need to pay for a year of service in advance — a payment of $180 for 5GB. That's a lot to pay in one go, but the savings over the course of a year are tremendous. Mint offers other plans with higher data allotments, with its most expensive option providing unlimited data at $30/month, though right now, all Mint plans cost $15/month for the the first three months of service as part of a promotion.

Pros: 
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Mint Mobile | 5GB | $15/month - All about the best value price
Mint Mobile is a great way to go if you're simply after a cheap cell phone plan, wether you're a senior or not. Mint's 5GB plan costs $15/month for the first three months of service. After the three month trial, you'll need to pay for a year of service in advance — a payment of $180 for 5GB. That's a lot to pay in one go, but the savings over the course of a year are tremendous. Mint offers other plans with higher data allotments, with its most expensive option providing unlimited data at $30/month, though right now, all Mint plans cost $15/month for the the first three months of service as part of a promotion.

Pros:
Very affordable, decent amount of data, includes family plans
Cons:
Requires big upfront payment for lowest monthly rate

Best flexibe data plan for seniors

Ultra Mobile | 3GB | $10/month - Best pay as you go plan
Ultra Mobile is best know for its pay-as-you-go options, where $3 a month gets you 100 minutes and texts and 100MB of data. But another package at the carrier gives you a more generous 3GB each month for $10. The catch is that you have to pay up front, opting to pay for either three months, six months or a year in advance. If you can swing the $120 upfront payment, that's a great way to lock in a very attractive rate for the next year.

Pros:
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Ultra Mobile | 3GB | $10/month - Best pay as you go plan
Ultra Mobile is best know for its pay-as-you-go options, where $3 a month gets you 100 minutes and texts and 100MB of data. But another package at the carrier gives you a more generous 3GB each month for $10. The catch is that you have to pay up front, opting to pay for either three months, six months or a year in advance. If you can swing the $120 upfront payment, that's a great way to lock in a very attractive rate for the next year.

Pros:
Super cheap, locks in rate
Cons:
Best offer requires big upfront payment

Best cell phone plan for seniors at AT&T

AT&T | Unlimited 55 Plus | $60/month or two lines for $80/month - AT&T's feature-packed unlimited plan
AT&T has an exclusive deal for seniors, but you've got to be over 55 and living in Florida. If you fit this criteria, you can get two unlimited data, calls, and text lines for just $80 a month or one for $60. You'll be able to use your plan in the US, Mexico, and Canada, and 5G service is included at no extra cost. You can also text to more than 120 countries for free, and you'll get spam and fraud call blocking. If you don't live in Florida, try the Value Plus Plan for $50/month; sadly, it's limited to one line of data. 

Pros:
Cons:

AT&T | Unlimited 55 Plus | $60/month or two lines for $80/month - AT&T's feature-packed unlimited plan
AT&T has an exclusive deal for seniors, but you've got to be over 55 and living in Florida. If you fit this criteria, you can get two unlimited data, calls, and text lines for just $80 a month or one for $60. You'll be able to use your plan in the US, Mexico, and Canada, and 5G service is included at no extra cost. You can also text to more than 120 countries for free, and you'll get spam and fraud call blocking. If you don't live in Florida, try the Value Plus Plan for $50/month; sadly, it's limited to one line of data.

Pros:
Unlimited 5G data, discount for Florida residents over 55
Cons:
Expensive, not available in other states

Best cell phone plan for seniors at Verizon

Verizon | 55 Plus Unlimited plan | $62/month or $84 for two lines  - The best Verizon plan for seniors
Like AT&T's plan above, this Verizon promotion is exclusively available to those over 55 and living in Florida; you also need to sign up for automatic payments. Yes, that's a niche group but if you fit into it, you can get a truly fantastic offer — one unlimited line for $62 a month or $84 for two lines. This includes unlimited 4G data, calls and texts, unlimited mobile hot-spotting, use when traveling in Mexico and Canada, and more. If you don't fit into this criteria, Verizon's 15GB prepaid plan costs $35/month for one line and includes 5G coverage.

Pros:Cons:

Verizon | 55 Plus Unlimited plan | $62/month or $84 for two lines  - The best Verizon plan for seniors
Like AT&T's plan above, this Verizon promotion is exclusively available to those over 55 and living in Florida; you also need to sign up for automatic payments. Yes, that's a niche group but if you fit into it, you can get a truly fantastic offer — one unlimited line for $62 a month or $84 for two lines. This includes unlimited 4G data, calls and texts, unlimited mobile hot-spotting, use when traveling in Mexico and Canada, and more. If you don't fit into this criteria, Verizon's 15GB prepaid plan costs $35/month for one line and includes 5G coverage.

Pros:
Major discount, unlimited 4G data, unlimited hotspot
Cons: Expensive, requires autopay, residency requirement

Best low-cost unlimited data plan for seniors

Visible | Visible Unlimited plan | $25/month - a cheap option for unlimited dataPros:Cons:

Visible | Visible Unlimited plan | $25/month - a cheap option for unlimited data
Visible's wireless plans don't have age requirements, but seniors may find it hard to resist that $25 monthly cost for unlimited data. That $25 includes taxes and fees, without requiring the upfront payment for one of Mint's plans. The $45/month Visible Plus plan offers more perks like hotspot data and international calling, plus access to Verizon's faster 5G service. But we think the budget plan will appeal to bargain hunters. There's no discount for multiple lines so couples would pay $25 each. Use promo code 'VISIBLE24' at sign up and you can save $5/month on the $25 plan or $10/month on the $45 option, with those savings lasting for the next 24 months.

Pros: Low monthly cost, uses Verizon's network
Cons: Visible Plus plan has better perks, no discounts on multiple lines

Best AARP discount on cell phone plans for seniors

Consumer Cellular | 10GB | $35/month - A plan with AARP discounts

Consumer Cellular | 10GB | $35/month - A plan with AARP discounts
Consumer Cellular offers low prices for everyone regardless of age, but it's especially adept at catering to seniors with flexible data plans where you can chose exactly how much data you want. The best option in Consumer Cellular's reshuffled lineup is a 10GB plan that costs $35/month for just one line and $50/month if you add a second person to the plan. AARP members get a 5% discount on top of the low rate.

Pros: Monthly discount for AARP members, includes 5G coverage and discounts on multiple lines
Cons: Fewer plan options than before

Best cell phone plan for seniors who travel

Google Fi | Unlimited Plus Plan | $65/month | Best plan for globe-trotting seniorsPros: Cons:

Google Fi | Unlimited Plus Plan | $65/month | Best plan for globe-trotting seniors
At $65 a month for just one line of unlimited data, Google Fi's Unlimited Plus is one of the more expensive offerings among the best cell phone plans for seniors. And while Google offers discounts on additional lines, a two-person household would still pay $110 each month (or $55 for each line). But if you've retired to explore the four corners of the earth, that high price could be worth it, as Google Fi lets you use your plan when you travel to more than 200 countries. (You can make calls from the US to more than 50 countries for free, as well.) With Google Fi optimized for Google's own Pixel phones, this is an unlimited data plan that might appeal to a very specific set of seniors.

Pros: Talk, text and data available when traveling, optimized for Google phones
Cons: One of the more expensive options

How to pick the best cell phone plans for seniors

best cell phone plans for seniors

(Image credit: 10'000 Hours)

We found the best cell phone plans for seniors during the course of our research for the best cell phone plans overall. As a result, we've learned that there are a few factors to consider when choosing a cell phone plan aimed at seniors. Most of these plans tend to be more affordable with lower data caps, more flexible, and often offer special benefits.

Some brands, such as AT&T and Verizon, offer discounted prices for seniors or packages specifically designed for people over a certain age. However, these can require you to live in the state of Florida. T-Mobile is unique among the major carriers in having no residency requirement for its best cell phone plan for seniors.

If you don't live in Florida, your best bet is to focus on what you need. Do you need something with a minimal amount of data and low costs? One of the best cell plans for seniors from Mint Mobile, Tello, or Ultra Mobile should be a good fit for you.

On the complete opposite end of the spectrum, T-Mobile offers up unlimited data plans. However, these are going to cost you a fair bit of cash to get, unless you turn to a discount carrier like Visible or Mint. 

Alex is an editor at Future with a focus on phones and broadband. With an eye on the best prices across both of these areas, Alex is bringing you the must-have bargains right now.

  • beansaretasty
    The cheapest service that I've found and currently use is Tello (a former Sprint MVNO). Unlimited text/calls + 1GB data is $10/mo. the plan can be changed on the fly, and no commitment. Downside is you need to bring your own compatible device or purchase one of Tello's refurbished models. The Moto G series works well enough on the Tello network.

    I actually get the 500MB plan and only use about 100MB/mo. Turning on Data Saver in Android, disabling nearly all background networking except for essential system services, and sticking primarily to WiFi avoids using network data.

    Seniors are generally on a fixed income and therefore can't afford to spend too much per month. So cheap phone plans and cheap phones are a must. I recommend Tello's lower end plans as a middle ground option between Mint Mobile and Ultra Mobile.
    Reply