Finding the best phone carrier is a great way to fight back against rising costs. Take your wireless phone business to a different provider, and you could wind up paying less each month, helping you save money on your cell phone bill.
But which phone carriers should you consider? Finding one that offers the best cell phone plans is a good start, and you should always consider network coverage — including how strong a carrier's 5G network is in your area.
Other aspects to consider when searching for the right phone carrier include customer service — the best phone carriers can handle questions about billing as easily as helping you troubleshoot your device — and perks that come with plans. After all, plans that come with complementary subscriptions to streaming services might reduce what you're spending in other parts of your budget.
We continuously research what's new with carriers big and small to see which ones are giving their customers the most value. That way, your options include not only the major carriers but some of the top MVNOs competing for your business with cheaper plans.
Whether you're thinking of switching to a new provider or you just want to double-check what your current carrier provides relative to the competition, our best phone carrier rankings can help identify the best wireless service for your budget and your needs.
Today's top three best value phone carriers
Why you can trust Tom's Guide Our expert reviewers spend hours testing and comparing products and services so you can choose the best for you. Find out more about how we test.
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(opens in new tab)The best phone carriers overall
Verizon jumps up in our best phone carrier rankings on the strength of a wide variety of plans and its upgraded 5G network. After launching C-Band 5G early last year, Verizon has brought the faster 5G coverage to 175 million people by December 2022. That number should reach 200 soon enough, improving Verizon's overall network performance. When we've tested LTE speeds, Verizon has come out on top, though the most recent Rootmetrics report (opens in new tab) covering the second half of last year puts AT&T ahead of Verizon for speed.
Traditionally, Verizon's cell phone plans are among the pricier options, and while that hasn't changed, the carrier has made strides in making some lower-cost plans available. A Welcome Unlimited plan offers a low price in exchange for dropping most perks — four lines of data cost just $30 per line each month. Verizon's prepaid offerings are pretty affordable as well, with autopay enrollment dropping the cost of the carrier's 15GB plan to $35 a month. Prepaid plans with unlimited data start at $50.
Still, if you can swing the higher cost, Verizon's regular unlimited plans offer a great deal of value. We're particularly impressed with the 5G Play More plan, which costs $80 a month for one line of unlimited data. In addition to high-speed 5G coverage (where available), you get a bundle of Disney streaming services (Disney Plus, ad-supported Hulu and ESPN Plus) as well as a subscription to a streaming gaming service — either Apple Arcade or Google Play Pass. If you don't want those streaming services, Verizon offers other 5G-focused unlimited data plans as well, ranging in price from $70 to $90 per month. Bring your own phone to Verizon, and you can lower your monthly rate by a little bit under a limited-time promotion.
Verizon also makes it easier to experience 5G by accepting any phone — even broken ones — to reduce the cost of upgrading to a 5G phone. The carrier has moved to 36-month agreements, increasing how long you need to tie yourself to Verizon if you buy your phone in installments or get some of the best Verizon phone deals.
Verizon has fared well when we've tested customer service for phone carriers, and it continues to offer an extensive selection of phones, including Ultra Wideband versions of some phones designed specifically for Verizon's network. If you don't mind paying a little more on your monthly bill, Verizon provides the performance and service to rank as the best phone carrier overall.
T-Mobile had been our top phone carrier for a while, but given the recent massive data breach at the carrier — not its first in recent years — it's hard to continue offering our unreserved recommendation. While there's still plenty to like about T-Mobile, we'd steer you toward Verizon if you want the best phone carrier overall.
That doesn't change the fact that T-Mobile offers a great mix of data plans, coverage and perks. T-Mobile has the best unlimited data plan in the business, with its $70 Magenta plan that bakes taxes and fees into the cost of the plan and also lets you use your data when you're overseas (albeit at slower speeds). Healthy discounts as you add lines also make Magenta the best family cell phone plan.
If you don't need unlimited data, T-Mobile's 3.5GB and 6.5GB Connect plans are among the cheapest you'll find; there's also a $10/month 1GB plan for folks who need just the basics. Those plans also include 5G coverage, a nice benefit for such a budget offering.
In our LTE network testing, we found T-Mobile's LTE download speeds were fast, even if Verizon and AT&T both finished ahead of the Uncarrier the last time we tested. More recent testing by Ookla (opens in new tab) gives T-Mobile a clean sweep of top speeds for both 5G and overall. Rootmetrics continues to give T-Mobile the nod as the carrier with the fastest and most available 5G coverage. This year, T-Mobile plans to work with SpaceX to use satellites to extend coverage to areas where cellular networks can't reach.
As for 5G, T-Mobile's 5G service now reaches more than 325 million people across the country. Of that total, 265 million can access its faster Ultra Capacity 5G service; T-Mobile says it's targeting 300 million at some point this year.
The perks T-Mobile customers receive continue to set this service apart from rivals. Weekly T-Mobile Tuesday giveaways include prizes and benefits while T-Mobile's Team of Experts program also provides excellent customer service to subscribers. Family plan subscribers can get the cost of a Netflix account covered as part of their plan, and Apple TV Plus is included with Magenta Max plans. (Regular Magenta plans get six months of Apple TV Plus and a year of Paramount Plus.) The carrier just added a complimentary MLS Season Pass to all customers. Meanwhile, Delta SkyMiles members now get free Wi-Fi on U.S. domestic flights thanks to T-Mobile — even if you get your wireless service elsewhere.
You're not spoiled for choice at Visible, as the Verizon-owned discount carrier offers just two plans, both of which offer unlimited data. The good news is that even the more expensive Visible Plus option is pretty affordable at $45 a month, and the base Visible plan lets you enjoy unlimited data for just $30. Taxes and fees are included in that rate.
Visible used to place a cap on data speeds, but that restriction was lifted long ago. That means you can enjoy the full power of Verizon's network, with your speeds slowing only should the network get too congested. Subscribers who pay up for Visible Plus get 50GB of premium data before they see any slowdowns. Visible Plus adds other perks like international calling to more than 30 countries, data roaming when traveling in Mexico and Canada and access to Verizon's Ultra Wideband 5G network. (The $30 plan uses Verizon's slower nationwide 5G for coverage.)
Visible's Party Pay option, which brought additional discounts as you added lines to a plan, is no more, and that's a bummer. But at least you can save $20 on one month of service if you refer new customers to Visible. You can bank up to 12 discounts per year.
Visible got its start as an iPhone-only carrier, though it subsequently added Android phones to the mix, from flagships like the Samsung Galaxy S22 to budget offerings like the Google Pixel 6a. An early upgrade program lets you switch to a new device after you've paid off 50% of your phone. You can also bring your own device to Visible. And iPhone owners can try out Visible for free for 15 days using their own device.
Mint Mobile offers some of the lowest rates around, provided you're willing to pay for coverage up front. Pricing starts at $15 a month for 4GB of LTE data — that's better than even T-Mobile's Simple Connect plan. But that price is only available through the first three months of your service. To maintain that low rate, you've got to sign up for a year of coverage, limiting your flexibility to change carriers if you're not satisfied. (That approach also holds true for Mint's 10GB and 15GB plans as well as the carrier's $30-a-month unlimited data plan.) Mint's family plans promise the same discounted rate for each line of data, and you can mix and match different data allotments.
The good news is that Mint is aggressive with pricing promotions. As of this writing, the carrier still offers three months of service for free when you sign up for a three-month plan, though that's a limited-time promo.
Mint uses T-Mobile's network to provide coverage, so you should expect fast performance, particularly if you live in an urban area. Mint says you'll get 5G or 4G coverage depending on which signal is stronger — assuming you've got a 5G-compatible phone, of course.
Speaking of devices, Mint sells both iPhones and Android handsets, at a wide range of prices. You can also bring your current phone to Mint if you prefer. Our Mint Mobile vs. AT&T and Verizon vs. Mint Mobile comparisons offer a closer look at how this discount service compares to bigger phone carriers.
Though it's one of the Big Three carriers, it's somewhat easy to overlook AT&T, given the size of Verizon's network and the headline-grabbing announcements that come out of T-Mobile. But dig beneath the surface, and there's a lot more to this phone carrier.
Take AT&T's plans, which seem somewhat pricey if you focus on the Unlimited Premium option. That particular plan has no cap on data consumption, and you can use talk, text and data for free when traveling in 19 Latin American countries. The $75/month Unlimited Extra and $65/month Unlimited Starter plan round out the main offerings, with fewer perks than what Premium users enjoy.
But if you just need one line of data, it's hard to beat the $50/month Value Plus plan. It's free of perks beyond 5G access and the ability to use your plan in Mexico and Canada, but you get unlimited data and 5G coverage for much less than AT&T's other offerings. (You can't add extra lines of Value Plus, though, so families need to look elsewhere.)
AT&T also has some pretty attractive prepaid options, including a deal that gives you a hefty 16GB of data each month when you prepay for a year of service in advance. That's $300 upfront, and if you can't swing that, there are month-to-month options with generous data allotments.
It should be said that AT&T typically fares well in performance testing. Rootmetrics' rankings for the second half of 2022 give AT&T sole possession of the best overall network title. (It split honors with Verizon for the first half of last year.) That same report also says AT&T offers the fastest coverage overall.
Metro By T-Mobile — you may remember them as MetroPCS — currently pushes unlimited data plans with three different offerings at escalating price ranges. They're separated the perks that come with each option: you won't get other than unlimited talk, text and data with Metro's $40 plan, but the $60 plan includes more bonuses than you typically get from a prepaid plan.
Specifically, Metro's most expensive unlimited data plan includes 20GB of hotspot data and 100GB of Google One storage. (Sadly, the best perk — Amazon Prime membership — is no longer available to new Metro customers.) For $50 a month, you'll get unlimited data plus the 100GB of cloud storage, but only 5GB of hotspot data. All unlimited plans at Metro get a year of the ViX Plus streaming service, and the MLS Season Pass benefit that T-Mobile customers enjoy has been extended to Metro as well.
You can add additional lines to your unlimited plan for discounted rates, making Metro an appealing prepaid option for families.
If unlimited data is too much for your budget, Metro still offers a 5GB plan for $30 a month. Taxes and fees are included in Metro plans, so you always know what you're going to pay.
Even better, Metro benefits from using T-Mobile's cellular network for its coverage. While Metro traffic can slow down when T-Mobile's towers get congested, in our testing, that's been a rare occurrence. Metro customers with 5G-capable phones can enjoy T-Mobile's 5G coverage, which now stretches coast to coast.
Metro has a good selection of phones, with around a third of the handsets on sale costing less than $200. You can find additional savings if you port over a phone number when signing up for service with Metro.
Google Fi is the carrier to go to if you buy one of Google's phones like the Pixel 6a or Pixel 7. Pixel devices are optimized for Google's wireless network, allowing them to seamlessly switch between the carriers that provide Google Fi's coverage — T-Mobile and US Cellular at this point — so you'll always have the best connection available. Compatible third-party devices, which include the Samsung Galaxy S23, Galaxy Z Flip 4 and several Motorola handsets reap the same benefits. You're not necessarily limited to those phones — iPhones work on Google Fi, too — though those devices won't enjoy optimized coverage.
Google Fi's pricing is pretty compelling if you don't use a lot of data. Google charges you $20 for unlimited talk and text and then just $10 for each gigabyte of data you use. But that's adjusted to the precise amount of data you consume — if you use 2.5GB, say, you'll pay $25 instead of Google rounding up to $30.
Unlimited data plans are more compelling since Google dropped prices on its two unlimited offerings. The best plan, Unlimited Plus, costs $65 a month and features the ability to use your data overseas in more than 200 countries at no extra cost, making it one of the best international phone plans. Unlimited Plus also gives you a year's subscription to YouTube Premium. If you don't do that kind of traveling, the Simply Unlimited plan costs $50 a month for one line of data.
Consumer Cellular is a good option for your cell phone service if you don't need a lot of data each month or you don't need unlimited talk minutes. (Or both!) The carrier has small data tiers available at reasonable prices, and you can switch around your data allotment on a monthly basis if you anticipate needing more data.
Consumer Cellular shuffled up its monthly plans toward the end of last year, adding more data to some while lowering the cost of others. The carrier's $25/month plan now gives you 5GB of data, up from 3GB. The unlimited data plan is $5 cheaper at $50/month.
Because Consumer Cellular offers an additional 5% discount on monthly rates to AARP members, it's become a hit with seniors. The carrier uses both AT&T and T-Mobile for its coverage, so it's likely you'll get good network performance no matter where you are. (And if you buy a recent iPhone or 5G-ready Android phone through the carrier, you can enjoy 5G coverage.) Consumer Cellular does take some criticism for customer service, but it's generally regarded as any easy service for managing your plan and keeping your cell phone costs low.
If you already get your internet service from Comcast — and since it's the nation's biggest internet service provider, you probably do — Xfinity Mobile offers you the opportunity to save money on your monthly phone bill. The Comcast-backed phone carrier uses a combination of Verizon's cellular towers and Xfinity hotspots to offer nationwide phone coverage, growing to 5 million subscribers after five years in operation.
Xfinity's best plan for individuals is its $45 unlimited plan. Not only is that cheaper than what you'll pay for unlimited coverage at the major phone carriers, it also includes access to Verizon's 5G network if you have a 5G-capable phone. That means you can get 5G for nearly half the cost of what you'd pay for a Verizon unlimited data plan. Because you're also taking advantage of Xfinity Wi-Fi hotspots for coverage, Xfinity argues that its data speeds top those of other carriers.
Xfinity Mobile has some generous discounts when you add extra lines to your unlimited plan. While a single line of data will cost you $45 a month, the per-line costs drops to $30 for multi-line accounts. So, two lines of unlimited data would cost $60 per month, while a four line plan will run you $120. That's ideal for families. Additional Plus and Premium unlimited tiers add hotspot data, higher resolution video streaming and bigger data caps before your speeds are slowed for $55 and $65 each month, respectively.
If unlimited data is too much for your needs, Xfinity also offers by-the-gig pricing, starting at $15 for 1GB of data. (The 3GB plan for $30/month is the more generous option.) You can switch between unlimited and by-the-gig plans for months were you don't need a lot of data.
You'll find a good selection of phones at Xfinity, including the latest iPhone and Android flagships, such as the iPhone 14 and Galaxy S22. These days, Xfinity offers better support for bringing your own device beyond just the iPhone; recent Samsung Galaxy and Google Pixel devices are supported, too, if you already own those phones.
Once owned and operated by Sprint, Boost Mobile is now the property of Dish in a $1.4 billion purchase spurred by the Sprint-T-Mobile merger. Boost has kept its name, and it's in the process of switching over to AT&T's network as Dish looks to build out its own network.
Boost continues to offer the same prepaid plans as before, with your best option being one of the company's two unlimited plans. The $50 plan features 12GB of hotspot data. For $60 a month, you get HD video streaming and 30GB of hotspot data. Both unlimited data plans slow your speeds after you use 35GB of data in a month.
Boost's unlimited prices compare favorably to what you get from Metro by T-Mobile, though T-Mobile's prepaid service doesn't put caps on music and game streaming like Boost does. The best tiered plan at Boost gives you 5GB of data for $25 a month, with 2GB ($15) and 10GB ($35) options as well.
Boost-owner Dish plans to move into postpaid plans this year through the Dish Wireless service. It's already launched an early-access beta for Boost Infinite, its stripped-down unlimited data plan, which costs $25 per month.
What to look for when choosing a phone carrier
The first thing to consider when determining the best phone carrier for your needs is to figure out who has the best coverage in your area. Concentrate on the places where you spend a lot of time and need cell phone service, such as your home, office and frequent hangouts. Our network performance testing looks at download speeds in select cities, and third-party testing can give you an idea of how networks perform on average. But to truly get a picture of local network coverage, you'll need to ask friends and family about their experience.
If you're comfortable looking beyond one of the major cell phone providers, you can always try a discount carrier. These MVNOs turn to the larger networks to provide cellular service, so be sure to find out which network a discount carrier uses to make sure it's one that provides good service to where you live and work.
Once you've figured out which phone carriers offer the best coverage in your areas, look at plans and pricing. You'll need to figure out how much data you need — whether an unlimited plan is required or if you can opt for a cheaper plan with tiered data. We've analyzed the best cell phone plans overall to help you find one that fits your needs.
One other thing to consider when picking carriers is perks that come included with a monthly streaming service subscription. You'll find more of these with larger carriers, while discount carriers and prepaid cellular service tends to skimp on the extras. Besides streaming services, Popular perks include high-speed hotspot data and the ability to use your plan while traveling overseas.
How we test phone carriers
We've previously tested network performance by heading out to eight US cities and running Ookla's Speedtest app to measure download speeds. For real-world testing, we download a sizable app off of Google Play and time how fast it takes to get the app on a smartphone. The coronavirus pandemic impacted our ability to travel in recent years, so we've placed a great weight on network performance reports from third-party firms including RootMetrics, Opensignal and Ookla.
Below, you'll see a round-up of the most recent data from each third-party testing firm, with the median download speed recorded for each of the three major carriers. (MVNO customers can expect speeds similar to that of their parent network, with the caveat that an MVNO's speeds might be slowed down if a network is congested.)
| Row 0 - Cell 0 | Ookla | Opensignal | RootMetrics |
| AT&T | 65.6 Mpbs | 38.2 Mbps | 57 Mbps |
| T-Mobile | 151.4 Mbps | 79.5 Mbps | 151.2 Mbps |
| Verizon | 69 Mpbs | 31.3 Mbps | 57 Mbps |
| Period tested | 4Q, 2022 | January 2023 | 2H, 2022 |
We continuously review cell phone plans to compare how much data each carrier offers and how unlimited plans vary at each provider. We also look at the best prepaid phone plans, including extras you have to give up for the lower price to evaluate whether those are good deals or not.
We've done customer support testing in the past where we contact carriers incognito to ask them questions both about their service as well as phones they offer. We conduct this undercover testing both over the phone and through social media support accounts on Twitter and Facebook.
Finally, we make a note of the different perks that are available through each carrier, whether it's plan add-ons like streaming services and hotspot data, regular giveaways or the ability to use data when traveling in other countries.
