Holiday shopping is in full swing, which gives you plenty of opportunities to save on Apple's latest smartphones. While the iPhone 8 and 8 Plus are still the centerpiece of most deals, retailers are starting to tempt consumers with iPhone X offers, too.
Just this week Best Buy launched an excellent trade-in sale wherein customers can get up to a $350 Best Buy credit toward the purchase of a new iPhone X. And if you'd rather skip deals that require a commitment, all of Apple's new phones are now available unlocked.Credit: Apple
Should you turn to Apple for one of its new phones, you'll pay $999 for the iPhone X, or $49.91 per month if you buy the phone through the company's iPhone Upgrade Program, which adds two years of AppleCare+ coverage plus the option to upgrade to a new phone in a year's time. Both the 64GB and 256GB models of the iPhone X will arrive a week from now, meaning you'll get the phone before Christmas if you order today.
The iPhone X is now available unlocked from Apple, giving you the option of paying the full price upfront and taking it to the wireless provider of your choice.
The iPhone 8 and 8 Plus cost $699 and $799, respectively, at Apple (or in monthly installments of $34.50 and $39.50 through the iPhone Upgrade program). Those phones ship immediately. Like the iPhone X, they're available unlocked, too.
Buy directly from a carrier, and you can get a lower monthly payment, since you're not getting the extended AppleCare protection that comes via Apple's iPhone Upgrade Program. You can stretch the savings even further thanks to rebates available at some of the carriers.
Here's what you can expect to pay for Apple's latest iPhones, along with current promotions involving the iPhone X, iPhone 8 and iPhone 8 Plus.
Credit: Philip Michaels
For a limited time, Best Buy is offering up to a $350 Best Buy gift card when you trade in an eligible phone and buy/activate an iPhone X with Flex Lease for Sprint. AT&T and Verizon customers can get up to a $250 Best Buy credit via the same offer.
If you're not an iPhone X fan, you'll find similar savings when you purchase an iPhone 8 or iPhone 8 Plus. Sprint customers again get up to a $350 Best Buy gift card with trade in, whereas Verizon and AT&T customers get up to a $200 credit.
AT&T offers both monthly plans and full, pay-up-front pricing. Its Next payment plans, which stretch its price out over a 30-month span, amount to the same price you'd pay up front, but it also means that you'll still be paying off the device when Apple releases the next two generations of iPhones.
If you're looking for a deal on the iPhone 8 and 8 Plus, AT&T currently has the most intriguing offer, letting you pick up a free iPhone 8 when you buy an iPhone 8 or 8 Plus. (You can get a discounted iPhone 8 Plus under the same offer, though AT&T caps the refund at $700.) Note that you'll have to pay for the second phone upfront and you'll get your rebate in the form of monthly bill credits spread out over time. This deal also requires that a new line be set up with AT&T, which adds a monthly $20 access fee to your bill.
iPhone X: AT&T's monthly payments for the iPhone X are $33.34 spread out over 30 months. That's for the 64GB version of Apple's phone.
iPhone 8: Those 30 monthly payments of $23.34 for the 64GB iPhone 8 add up to $700.20, only 21 cents more than that model's $699.99 asking price. Likewise, 30 monthly payments of $26.67 for the 64GB iPhone 8 Plus comes to $800.10 (vs a $799.99 retail price).
Sprint's current iPhone deals look to lure in customers from other carriers. Move over your phone number to Sprint, and you can save $350 on an iPhone 8, 8 Plus or X. You'll need to sign an 18-month lease agreement with Sprint, and the savings come in the form of lower monthly payments. With Sprint's rebate, you'll pay $22.22 per month on an iPhone X, $13.98 per month on an iPhone 8 Plus and $9.72 a month on an iPhone 8.You'll also be eligible to upgrade to a new iPhone after 12 payments under the terms of Sprint's iPhone Forever program.
iPhone X: Without that discount, an iPhone X will cost you $41.67 per month on an 18-month lease through Sprint Flex. You'll be able to upgrade after 12 payments to a new iPhone. At the end of your lease, you can also buy the iPhone X outright paying off the remaining balance of the phone.
If you've got an eligible phone to trade-in, you can also knock your monthly to $22.22 and slash $350 off the iPhone X's list price. Eligible phones include an iPhone 6 or later, Galaxy S7 or later, Note 5, LG G5 or G6, Pixel or Pixel XL, BlackBerry KeyOne, HTC U11 and several Moto Z models.
Under Sprint's low-price guarantee, if you spot a lower price at a national carrier within 14 days of buying the iPhone X from Sprint, you can apply to receive the difference in price via a Visa Prepaid card. That offer runs through Nov. 30, and applies to customers switching to Sprint.
iPhone 8: Sprint offers the same trade-in deal for its iPhone 8 and iPhone 8 Plus, where the eligible phones listed above lower your monthly Sprint Flex payments to $9.72 and $13.89 for the iPhone 8 and 8 Plus, respectively. Without a trade-in or a number to switch over to Sprint, the iPhone 8 costs $29.17 a month under an 18-month lease. The iPhone 8 Plus costs $33.34.
Verizon has gone the rebate route, offering as much as $300 back on Apple's new iPhones when you trade in an eligible phone. The rebate comes either as monthly credits on your bill or in the form of a Verizon gift card.
Only recent phones —the iPhone 6s Plus and later, the Galaxy S8 and S8+ and the Galaxy Note 8 — qualify for the full $300 rebate from Verizon. You can get $200 back if you trade-in an iPhone 6, 6 Plus, 6s or SE; the LG V20; phones from the Galaxy S6 and S7 lineups; the Note 5; and the Moto Z Droid, Z Force, Z Play and Z2 Play. There are also $50 and $100 rebate tiers for even older phones.
iPhone X: Verizon is offering the iPhone X for $999 or $41.66 per month over 24 months. You can upgrade to a new iPhone after you've paid off half of the iPhone X.
iPhone 8: Meanwhile Verizon offers 24-month installment plans for the iPhone 8 (starting at $29.16 per month) and iPhone 8 Plus (starting at $33.33 per month).
Of course, Big Red also sells the iPhone at its full retail price, which starts at $699 for the iPhone 8 (64GB) and $799 for the iPhone 8 Plus (64GB).
T-Mobile is the only one of the Big Four carriers with no iPhone related deals at the moment, but don't expect that to last, given how aggressive the Uncarrier is with its competition. Over Black Friday, for example, T-Mobile had been offering a buy-one-get-one-free deal for the iPhone, though that offer is no more. Still, it pays to check T-Mobile for any surprise deals before you buy anything.
iPhone X: Put $279.99 down on a 64GB iPhone X, and you can pay off the remaining balance in 24 installments of $30 a month. The 256GB version of the phone also features 24 $30 monthly payments, but you'll need to put $429.99 down. You won't have to make any down payment for the 64GB version of the iPhone X if you get it through the Jump On Demand program, which allows multiple upgrades to new phones, but your monthly payment will be a higher $41.56.
T-Mobile also has an iPhone upgrade program that extends to the iPhone X as well as the iPhone 8 and 8 Plus. After you pay off 50 percent of an iPhone 8, 8 Plus or X using T-Mobile's monthly installment plan, T-Mobile will wipe off the rest of the remaining payments so you can upgrade to the next iPhone immediately.
iPhone 8: T-Mobile will either sell you the 64GB iPhone 8 for $699, or, with $0 down (for a limited time), charge you $29.17 per month over those 24 months. The 256GB version costs either $849.99 up front, or $28 per month for 24 months with a $177.99 down payment.
T-Mobile's monthly installment plans for the iPhone 8 Plus bills you $30 per month over 24 months, but you have to make a down payment. For the 64GB iPhone 8 Plus, you'll need to put up $79.99. The 256GB version requires a $229 upfront payment.
You can also buy an iPhone from Comcast's Xfinity Mobile service—an Mobile Virtual Network Operator (MVNO) that operates on Verizon's network and is only available to Comcast internet customers. If you're not familiar with Xfinity Mobile, it attracts users with pay-per-gigabyte data plans that can enable savings for those who can rely on Wi-Fi for most of the time.
Xfinity is selling the iPhone X for $999.99 or $41.67/month over 24 months. Likewise, the iPhone 8 and iPhone 8 Plus are available in both full-price up-front pricing, and in 24 monthly payment leases. Lease the 64GB iPhone 8 for $29.17 per month (over 24 months) and the 256GB version $35.42 per month (for 24 months). For the iPhone 8 Plus, you'll spend $33.33 per month over 24 months for the 64GB version and $39.58 per month over 24 months.
Prepaid carriers Boost, Cricket and MetroPCS offer all three of Apple's new iPhones, though you'll have to buy the device outright, as none of these companies offer monthly payment plans. Expect to reap the biggest savings at Boost, where the carrier is selling all three new iPhones at a $100 discount. That includes the iPhone X, which costs $899 at Boost.
You can save that $100 on an iPhone 8 and 8 Plus at Cricket, though it requires you to take advantage of two deals. In the first one, Cricket will take $70 off the price of the 8 or 8 Plus when you transfer a line over to its service. A second Cricket promotion lets you take $30 off any phone that costs $50 or more — which would certainly include Apple's new iPhones. Just use promo code "SAVE30" before January 13; you'll also need to activate a data plan that costs at least $30 a month.
Meanwhile, MetroPCS is offering a year of Amazon Prime when you activate a phone on one its unlimited plans. Those plans start at $50 a month.