iOS 27 will reportedly offer bill splitting in Apple Wallet — here's how it will work
Calculating who owes what could get a lot easier
WWDC 2026 is only a week away, and with it will come the first official details about the iOS 27 upgrade coming to iPhones later this year. There's a lot we don't know about iOS 27 at this stage, but a new report from Bloomberg claims the software will include a bill-splitting upgrade to Apple Wallet.
According to the report, this feature will let users photograph a receipt and assign items to different people. The tool will then total all costs per person, including tax and the share of the tip, though they're less important if you don't live in the U.S. With that total, users will then be able to generate payment requests, and since the system is tied into Apple Cash, it should make actually covering your share of the total relatively easy.
Like Apple Cash, this feature also supports Apple Watch, with Bloomberg claiming that you can approve payments from your wrist.
Apple has made multiple steps into the finance world, starting with the release of Apple Pay back in 2014. Various extra features have been released in the years since, like Apple Cash and iOS 18's Tap to Cash system that lets you send Apple Cash by bumping two phones together.
A bill splitting feature isn't the most technically advanced feature Apple could add to Apple Wallet, but it could prove very useful. There are plenty of bill-splitting apps out there, and even some that feature a similar receipt-scanning feature. But by putting this directly into Apple Wallet, Apple could make the entire process easier for all users — and presumably offer an extra security guarantee.
A previous leak also suggests that this won't be the only Wallet upgrade coming as part of iOS 27. Rumor has it that there will be a feature that lets you turn physical passes into digital ones, essentially letting you ditch things like reward and membership cards, event tickets and so on.
This is something that Google Wallet and third-party apps have been able to do for a while, so an official Apple implementation is well overdue.
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It's unclear whether other Apple Wallet upgrades will come as part of iOS 27, and we're not likely to find out until next week. That said, with two important upgrades coming to Apple Wallet, I wouldn't be surprised if we got some more at the same time.
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Tom is the Tom's Guide's UK Phones Editor, tackling the latest smartphone news and vocally expressing his opinions about upcoming features or changes. It's long way from his days as editor of Gizmodo UK, when pretty much everything was on the table. He’s usually found trying to squeeze another giant Lego set onto the shelf, draining very large cups of coffee, or complaining about how terrible his Smart TV is.
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