Best NBN 100 plans: compare your options for fast NBN

NBN logo over light trail on road
(Image credit: NBN / Nature TTL)

Some of the best NBN 100 plans are heating up the competition when it comes to value, speed and service. With plans starting from just AU$62.99p/m, getting fast and reliable internet at home has never been easier or more affordable.

According to the latest ACCC data, NBN 100 plans are becoming a top pick among new connections, with customers upgrading from the wildly popular NBN 50. The latter tier only offers half the speeds, yet costs around AU$5 less per month, so it's almost a no brainer to take on the upgrade if it fits within your budget.

Best NBN 100 plans

Best overall NBN 100 plan

Why you can trust Tom's Guide Our writers and editors spend hours analyzing and reviewing products, services, and apps to help find what's best for you. Find out more about how we test, analyze, and rate.

Superloop | AU$75p/m
Best NBN 100 plan

Superloop | AU$75p/m (for 6 months, then AU$95p/m)

NBN 100 plans are ideal for larger families and households with multiple devices. Superloop's plan is no exception to this, advertising 100Mbps download speeds during the busy evening hours of 7pm to 11pm.

The current discount knocks AU$20p/m off for the first 6 months, but don't be fooled by the enticing discount. This plan has just gone up by AU$6p/m, ending up a touch pricey after the outlay ends, so do keep that in mind.

That said, you can turbocharge your speeds to the next tier of NBN 250 for five days every month or bank up to 30 days per year with Superloop's Speed Boost feature.

If you have an FTTP or HFC connection, this plan has been upgraded to the NBN 500 tier at no extra cost.

Total minimum cost: AU$75 | Total first year cost: AU$1,020 | Total yearly cost: AU$1,140

Cheapest NBN 100 plan

Kogan Internet | AU$66.90p/m
Cheapest Provider

Kogan Internet | AU$66.90p/m (for 6 months, then AU$85.90p/m)

As the cheapest NBN 100 plan I monitor, Kogan's Gold Unlimited plan is hard to beat. Advertising 100/17Mbps in the typical evening hours, this plan will power a family of four or more with multiple devices easily — all for under AU$950 in the first year.

If you have a FTTP or HFC connection, this plan costs the same as Kogan's NBN 500 offering so you could get some seriously fast speeds for the same low fee.

Plus, Kogan Internet comes with its Internet Price Pledge, meaning if you find a better deal from an eligible provider Kogan will pay you back double the difference. What a win.

Total minimum cost: AU$66.90 | Total first year cost: AU$916.80 | Total yearly cost: AU$1,030.80

More NBN 100 plan deals

Best NBN 100/40 plans

We've already made a passing mention to NBN 100/40 plans, and if it sounds like the plan for you, you'll want to know which ones are the best.

Some NBN providers offer 100/40 plans as an option, however, you will need to pay around AU$10p/m extra.

Best overall NBN 100/40 plans

Tangerine | AU$77.90p/m
Cheapest provider

Tangerine | AU$77.90p/m (for 6 months, AU$92.90p/m)

Tangerine has the cheapest 100/40 plan currently available, particularly after the introductory offer ends. With 34Mbps uploads, this plan doesn't quite reach theoretical maximum speeds, but it's unlikely to have much of a real-world difference.

Much like the 100/20 plan, you can expect to achieve the full 100Mbps download speeds during the busy evening hours.

Total minimum cost: AU$77.90 | Total first year cost: AU$1,024.80 | Total yearly cost: AU$1,114.80

Best NBN 100 plans: Major NBN providers

If you’re looking to upgrade to an NBN 100 plan or switch providers, it makes sense to check out deals that are being offered by Australia’s major NBN providers: Telstra, Optus and TPG. In most cases, an NBN plan from any of the big three won’t be the cheapest option, but you are at least highly likely to experience a reliable service. And, since all three provide mobile services too, you may be able to bundle up and save some money. Other perks, such as free subscriptions to streaming services, may also be included.

All three also provide 4G backup with their modems, so if your fixed-line NBN connection drops out, you’ll still be able to connect to the internet via 4G data.

Best Optus NBN 100 plan

Optus | AU$84p/m

Optus | AU$84p/m (for 6 months, then AU$99p/m)

According to ACCC data, Optus delivers 100.6% of advertised download speeds across all hours of the day — meaning you can reasonably expect to reach 100Mbps during the peak evening hours of 7-11pm.

The only thing to note, though, is that this plan's minimum cost is AU$390, as it includes the modem. However, you won't pay any additional fees for the modem if you remain connected for 36 months or more.

If you have a FTTP or HFC connection type, this plan has been upgraded to the NBN 500 tier at the same cost.

Minimum monthly cost: AU$390 (including modem fee) | Total first year cost: AU$$1,098 | Total yearly cost: AU$1,188

Best TPG NBN 100 plan

TPG | AU$64.99p/m

TPG | AU$64.99p/m (for 6 months, then AU$94.99p/m)

TPG's NBN 100 plan is the cheapest of the three major broadband telcos, but you will need to pay AU$114.95 if you require a modem to be supplied.

That said, TPG is currently offering AU$30 per month off this plan for the first 6 months — or AU$180 in total savings. For a 100Mbps maximum speed plan, this deal is hard to pass up.

If you have a FTTP or HFC connection type, this plan has been upgraded to the NBN 500 tier at the same cost.

Total minimum cost: AU$64.99 | Total first year cost: AU$959.88 | Total yearly cost: AU$1,139.88

Best Telstra NBN 100 plan

Telstra | AU$95p/m

Telstra | AU$95p/m (for 6 months, then AU$113p/m)

Telstra’s NBN 100 plan is the most expensive in Australia; there's no beating around the bush. You are promised maximum speeds during the evening hours and a modem with 4G backup to help soften the blow.

Being a Telstra customer does bring other perks, such as deals on various streaming services, including Binge and Spotify.

Total minimum cost: AU$113 | Total first year cost: AU$1,248 | Total yearly cost: AU$1,356

NBN 100 FAQ

What is NBN 100?

NBN 100 is a speed tier that can offer download speeds up to 100Mbps, although the actual speed you can achieve will vary depending on network conditions and your NBN connection type.

However, a good proportion of NBN providers in Australia do now claim to offer the full 100Mbps typical evening speed. Some may still fall slightly short of 100Mbps, delivering, on average, between 90-99Mbps typical evening speeds instead.

Is it worth getting NBN 100?

If you live in a household with multiple users wanting to use the internet at the same time, and if you stream and download video content in 4K resolution or large files, then yes, we would recommend NBN 100.

While you can get even faster NBN plans, NBN 100 will likely be more than fast enough for most Australian households.

That said, customers on FTTP or HFC connections can now access the NBN 500 tier, thanks to a planned speed boost. Most providers have passed on the 500Mbps speeds at no extra cost to customers, putting them on par with NBN 100 plans but with 5x the speeds.

How do I get NBN 100?

All NBN connection types are theoretically capable of supporting 100Mbps download speeds.

If you have a hybrid fibre coaxial (HFC) or fibre-to-the-premises (FTTP) connection type, this tier has received a free speed boost to NBN 500, meaning customers should be able to theoretically achieve maximum speeds of 500Mbps.

Some NBN providers offer free trials of their services, so be sure to take advantage of these, and check the T&C's before signing up.

What does NBN 100/20 mean?

NBN 100/20 refers to the download and upload speed of your plan, i.e. 100Mbps download and 20Mbps upload. 20Mbps upload speeds should be more than enough for most households, but if you need to conduct multiple video calls or you spends hours online gaming, then you may need something faster.

In these instances, an NBN 100/40 plan is available, with 100Mbps download speeds and up to 40Mbps upload speeds.

Lucy Scotting
Staff Writer

Lucy Scotting is a digital content writer for Tom’s Guide in Australia, primarily covering NBN and internet-related news. Lucy started her career writing for HR and staffing industry publications, with articles covering emerging tech, business and finance. In her spare time, Lucy can be found watching sci-fi movies, working on her dystopian fiction novel or hanging out with her dog, Fletcher.

With contributions from