Woman Fights Insurance Over Benefits, Facebook
A woman's disability benefits were terminated due to smiling pictures on Facebook. Now she's striking back.
A few days ago, reports emerged that an insurance company terminated disability benefits because its Canadian female client was found smiling in Facebook pictures. Apparently, the woman, 29-year-old Nathalie Blanchard, was on sick leave for depression, and the images depicted her being happy and having fun while vacationing, at a bar and at a party.
Blanchard was originally diagnosed with severe depression, and was receiving monthly sick-leave benefits until the insurance company terminated the cash flow. Once the money halted, she called up the insurance company, only to discover that it deemed her able to work thanks to the Facebook photos. The insurance agent even described the photos--those from a Chippendales bar show, a birthday party, and more--and deemed her no longer depressed.
"If you have insurance, be careful," she said. "This is a major battle and it's not going to be easy." Indeed, she plans to battle the insurance company, enlisting lawyer Tom Lavin. The problem he immediately discovered was that the insurance terminated her disability benefits without the proper medical recommendations. In fact, it was her doctor who recommended that she go on vacation in the first place.
Lavin said that Facebook users should be careful about what they upload to the social networking site. "It's good warning for people who use Facebook," he said, referring to his client's case. "It's not like being at home and writing in your diary. It's out there for the whole world to see."
According to the AP, the case heads to the Quebec Superior Court on December 8th.
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lol
lol
lol
lol 
whole world to see? Only if you're dumb enough to leave the default settings.
There is so much wrong about this my eyeballs just fell out of their sockets. Using this logic if someone is deemed a danger to society for anger issues and are submitted to a medical institution. If they start showing improvement they should be immediately released just so some corporate scumbag can save a few bucks?
"I can't work today because I'm sad."
Sounds like it should go on a t-shirt. I'd put it right up there with the "Daddy drinks because I cry" shirt for toddlers.
"I can't work today because I'm sad."
My thoughts exactly...
While what the insurance company may not be right (needing the medical recommendation), she still seems like she's faking to some degree to get the benefits. Not saying that's actually what it is, just what it seems like.
Why does she even have insurance? She should have her government health care.
I'm not making some political statement, but doesn't everyone have guaranteed gov care in Canada, so who cares?
If you have the energy to go to a bar and party, then you have the energy to go to work. I don't think she should have had her benefits terminated immediately, but she should have been brought back for a re-evaluation. Keep in mind that her sick pay was coming from somewhere, and it wasn't the pockets of the corporate guys, it was probably from other insurance customers or tax-payers.
For people who don't understand depression try to read info before you run your mouth about something you have no idea about. Not everyone grew up with a perfect family and all. Just cause this lady was smiling in a picture doesn't mean the next day she wasn't thinking about killing herself. I believe she pays taxes like the rest of us so what make her not worth the help? People need to understand mental illness a little bit better. Try to have some compassion something that is very rare today...
I agree with christop. I think people just try to be as retarded as possible when they post comments. What the insurance company did was pretty ridiculous. "There are pictures of you smiling on your birthday... you must not be depressed... all of your benefits are now terminated!" I hope she sues the shit out of them.
What a horseshit excuse - I'm depressed so I can't work. Get off your fat ass and get a job like the rest of us! I swear, western civilization is outrageous, converting us all into a bunch of ^ussies.
I can't work cause I'm sad. I'm too stupid to save for a rainy day so the gov't needs to bail me out and cover me health care. My a ss hurts so I need aspirin. If these people were alive 300 years ago, the pilgrims would have tossed their lazy hides off the boat on the way to the new world.
As for you Maxor, are you on the dole too?
The picture only shows her facial expression for 1/200th of a second or so and in no way can be used as evidence that her depression is cured. How many times have you simply smiled to make the fool with the camera go away? Who wants their 'friends' to see a picture of themselves looking like a sad sack? Most insurance companies are simply amoral but some are simply evil. I hope her payout puts a real smile on her face that lasts!
People like these are why insurance rates are sky high, not because insurance companies are evil fat cats.
And the rest of us who dutifully pay our premiums and never use it are the ones who'll be covering them. And soon, we'll have NATIONAL subsidized coverage, subsidized by working fools like us.
markdeno,
Great, here we go again with some liberal horsecrap about evil corporations. Why don't you learn to read a financial statement? Feel free to pick any insurance company and have a look - they're public records on the SEC's EDGAR website.
Why don't you check out the net operating income of these firms and their dividends to their shareholders before you run your mouth? Seems to me that after paying expenses like rent, employees salaries, etc., the revenue they get from premiums and investment income barely eeks out a minimal return for shareholders. Where exactly is this massive gigantic gouging of the consumer? You think that if one insurance company outrageously overcharges, another would not happily lower prices and take over their customers? Think Mcfly think.
markdeno,Great, here we go again with some liberal horsecrap about evil corporations. Why don't you learn to read a financial statement? Feel free to pick any insurance company and have a look - they're public records on the SEC's EDGAR website. Why don't you check out the net operating income of these firms and their dividends to their shareholders before you run your mouth? Seems to me that after paying expenses like rent, employees salaries, and POLICY BENEFITS, the revenue they get from premiums and investment income barely eeks out a minimal return for shareholders. Where exactly is this massive gigantic gouging of the consumer? You think that if one insurance company outrageously overcharges, another would not happily lower prices and take over their customers? Think Mcfly think.
"I can't work today because I'm sad."Sounds like it should go on a t-shirt. I'd put it right up there with the "Daddy drinks because I cry" shirt for toddlers.
Depression is a serious health condition. Just because you're not bleeding doesn't mean you're healthy.
I suffer from depression and I work.
i too am depressed and work
wtf
Lazy chick wants other people to pay for her to go on vacation.
Sounds like I need to go and get diagnosed with depression.
Dumb people deserve what they get for using the default security settings in facebook. I have mine set only for approved people to view my profile--and pics.
All you morons who think depresion is something trivial, well you're wrong. I wish you could suffer from it for one day, then you would stop making idiot statements.
The funny of the case is that my mother in law was denied of Disability insurance and she have a pinched nerve in the back and already had a surgery for that, and the problem got worse and they still denied the claim..
This shit Suck big thick all nasty lady hairy ass
The funny of the case is that my mother in law was denied of Disability insurance and she have a pinched nerve in the back and already had a surgery for that, and the problem got worse and they still denied the claim..This shit Suck big thick all nasty lady hairy ass
and forgot to add that she can hardly move the right arm, and turn the head to the right..
While we don't have enough information from that article to properly diagnose her, one of the key requirements for a severe depression diagnosis is social withdrawal. The fact that this girl presumably attended and appeared to be happy at at least 3 major social events in a short period of time, is a severe contraindication to severe depression.
While the insurance company was rather rude to cut her off without a proper re-evaluation, most psychiatrists presented with such clear evidence or her enjoying social integration would also withdraw a severe depression diagnosis.
Remember, it's people who abuse the welfare/insurance system that results in higher premiums and taxes for the rest of us.
@aracheb just because your mother didn't get her disability insurance that doesn't mean this women shouldn't get hers either.
People are being extremely insensitive about this, depression is more than just being sad. And you can smile and even be happy while depressed, mood swings are a common part of depression.
I wouldn't wish depression on anyone, but if you were depressed or knew someone who was depressed you'd understand.
Medical evaluations are not based on arbitrary idea's, IE someone is sad/has mood swings and is therefor depressed.
Legally and medically, any sort of diagnosis must be based on empirical data, and if that's not possible, the patient must exhibit or fulfill certain requirements.
In the case of Severe depression, social withdrawal is one such requirement. Contraindication of this, IS a legal reason to invalidate a diagnosis of severe depression, much in the same way someone claiming to have brain cancer, yet has clear CAT scans would have their claim of having brain cancer overturned.
I work with depressed patients all the time, and if one of them told me they went to a party, had a great vacation and went to a strip club with friends, (i recall chipendales being a males strip club), I would medically and legally be unlikely to diagnose her as severely depressed barring some severe indications in another area.
what the heck is it with people and facebook these days? its like taking over people's lives and apperantly now ruining them too. ITS JUST A SITE i swear i hate facebook i wish it got shut down before some more weird shit happens.
And the rest of us who dutifully pay our premiums and never use it are the ones who'll be covering them.
Well, that's exactly how insurance companies work. If everyone would be using it, the company will be brankrupt in days. Abuse is what makes the rates climb, but who are you to say that this woman is abusing the company?
Depression is a serious illness. While she might have been able to go back to work, I'm not one to judge, and neither is the insurance company. If they suspected she was okay, they should at least have made her go see the doctor for re-evaluation before cuting the money.
nonxcarbonx - Canadian medical coverage does not extend to replacement pay while you are off, chiropractors and other items. Pretty much anything for which you would go to the Emergency Room or see an MD is covered. For example if you have a heart attack all your treatment is free, but if you are off work for 6 months while you recover you have to talk with your employer and insurance company about disability coverage to replace your pay while you convalesce.
Her depression diagnosis was probably covered, but her replacement pay was likely coming from a Long Term Disability plan purchased through her employer.
What this article FAILS to mention, is that this woman was on disability from work due to "severe depression" and "anxiety"... FOR OVER 2 YEARS!!! I mean, REALLY.... REALLY?!?! This is just absurd, and she's just mad because the free ride is over. Now she is going to say that the insurance company harassed her, and caused more depression, and she will probably win a lawsuit, but god I HOPE NOT.
A friend of mine fired a temp because the moron had pics of himself at a party smoking a joint and other inappropriate activities. Then the HR crew started going over peoples Myspace/Facebook profiles and cracking heads.
Anyone dumb enough to post that kind of stuff where anyone can see it deserves what they get. The lower the presence on the web the better in my opinion. When I type my name in Google for a search some kid who plays football in Ohio comes up and I am very glad about that.