Cheap mobile plans compared: best Australian options starting from AU$12.50 p/m

best cheap cell phone plans
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Struggling with phone bills during Australia's cost of living crisis? You're not alone! The good news is there are now many affordable mobile plans available from providers beyond the usual big names like Telstra, Optus and Vodafone.

While major carriers offer extensive data and extra features, these often come at a premium. The good news is that smaller providers, known as mobile virtual network operators (MVNOs), use the same major networks. This allows them to provide phone and data services at a much lower cost, with nearly identical coverage — though speeds might be capped at times. If you're looking to save on phone bills, consider checking out options like Boost Mobile, TPG, Kogan Mobile, Belong, Tangerine Telecom and Aldi Mobile.

How cheap are we talking? You can get SIM-only plans with unlimited national calls and texts, along with a good amount of data, starting at just AU$12.50 a month! Keep in mind, though, some of these super-cheap deals are promotional offers, and the price might increase after an initial period, typically around six months.

The value you get ultimately depends on whether you opt for a prepaid or postpaid plan and your budget. Luckily, there are many 'no contract' options available — some even come with surprisingly generous data allowances. Here’s a comparison of the best affordable Australian mobile plans.

Best cheap plans (20GB minimum)

If value is what you're after, it's hard to overlook TPG's excellent 25GB Small Plan, which offers 25GB of monthly data at the half-off price of AU$12.50p/m for the first 6 months. While the price will go back to AU$25 per renewal after this period, it's still very affordable for what you're getting.

TPG (25GB Small Plan) | 25GB data | No lock-in contract | AU$12.50p/m for first 6 months, then AU$25p/m

TPG (25GB Small Plan) | 25GB data | No lock-in contract | AU$12.50p/m for first 6 months, then AU$25p/m

For an affordable mobile plan with a generous data allowance, consider TPG's 25GB Small Plan. Currently, you can get it for half price at AU$12.50p/m for the first six months, after which it reverts to the standard AU$25p/m. TPG utilises the Vodafone 4G network and, like most MVNOs, caps speeds at 150Mbps.

Alternatively, iiNet offers an identical plan with the same pricing (including the initial six-month promotion), data allowance, speed cap, and also operates on the Vodafone network.

Total minimum cost is AU$12.50

Best cheap big-data plan

Need stacks of data without paying a fortune? You're in luck, because Spintel's $35 Mobile Plan offers just that — especially during your first 6 months, where an introductory discount brings the price down to AU$25p/m, after which the price will go back to AU$35p/m. Even at full price, that's fantastic value.

Spintel ($35 Mobile Plan) | 100GB data | No lock-in contract | AU$25p/m (first 6 months, then AU$35p/m)

Spintel ($35 Mobile Plan) | 100GB data | No lock-in contract | AU$25p/m (first 6 months, then AU$35p/m)

Looking for loads of data without breaking the bank? Spintel has an awesome deal offering new customers a massive 100GB of data per month for just AU$25p/m during the first 6 months. After that, the price increases to AU$35p/m, but it's still a fantastic bargain. This service operates on the Optus 5G network and is speed capped at 150Mbps.

Total minimum cost is AU$25

Cheap mobile plans: what to look for

When choosing an affordable mobile phone plan, value for money is paramount. While most plans now offer unlimited national calls and texts, the key is to strike a balance between cost and data allowance. Often, a small increase in price can lead to a significant boost in your monthly data limit.

However, price isn't the sole consideration. It's crucial to identify the mobile network your discount carrier utilises, as smaller telcos offering the cheapest plans don't operate their own networks. Instead, these Mobile Virtual Network Operators (MVNOs) lease access to networks built by Australia's three major carriers: Telstra, Optus or Vodafone.

Consequently, your local coverage quality will likely depend on the major carrier network your chosen discount telco uses. Therefore, before committing to any plan, always confirm the major carrier network it operates on and verify the service in your area.

Our best cheap mobile phone plan search takes into account the merits of prepaid vs postpaid phone service, while also examining whether MVNOs are worth the money.

How we pick the best cheap cell phone plans

We're constantly looking at what Australian telcos offer as part of our research into the best mobile phone plans. That includes examining what's available from the major carriers — Telstra, Optus and Vodafone — as well as from smaller telcos which run on these carriers' networks. We check prices monthly, comparing what different services have to offer.

For our best cheap mobile plans guide, we set a jumping off point of around AU$12.50 per month, along with a monthly data limit of at least 20GB. Price is of the utmost importance in our rankings, though we've made an effort to steer you away from some very cheap plans which we believe don't offer good value for money.

Our decisions take into account how much data each plan provides, and we've even calculated the average daily allowance and price per MB before coming to our conclusions, and we've also taken note of any perks to keep in mind. That can help distinguish two equally priced plans — or even highlight that a slightly more expensive plan offers better value overall.

Stephen Lambrechts

Stephen Lambrechts is the Managing Editor of Tom's Guide AU and has written professionally across the categories of tech, film, television and gaming for the last 15 years. Before Tom's Guide, he spent several years as a Senior Journalist at TechRadar, had a brief stint as Editor in Chief at Official Xbox Magazine Australia, and has written for such publications as APC, TechLife Australia, T3, FilmInk, AskMen, Daily Telegraph and IGN. He's an expert when it comes to smartphones, TVs, gaming and streaming. In his spare time, he enjoys watching obscure horror movies on physical media, keeping an eye on the latest retro sneaker releases and listening to vinyl. Occasionally, he also indulges in other non-hipster stuff, like hiking.