If your identity hasn't been stolen, you’re still not immune to future thefts. Unfortunately, with so many security services and subscriptions out there, it can be easy to write off identity theft protection if you’ve never needed to go through the long, painful process of recovering your identity.
However, anyone with a digital footprint is at risk of identity theft. And identity theft protection like LifeLock works best if you secure your identity before it's been compromised. Plus, identity theft protection isn’t all LifeLock offers to subscribers.
Along with identity theft protection, LifeLock offers financial protections and uses AI to help monitor your accounts, offering round-the-clock surveillance. So it's far more than just an identity theft protection service or an identity recovery service.
The rundown
- Identity theft can happen to anyone and LifeLock is an easy-to-use choice that provides comprehensive coverage.
- LifeLock monitors the dark web and social media for your personal info and works with data brokers sites to remove it.
- Customize your alerts so you'll know when something is wrong before things go sideways.
Proactive identity monitoring
LifeLock proactively monitors your name and identifying information (including your Social Security number) and sweeps the dark web to see if any of your information has been leaked.
LifeLock will also remove your information from data broker sites, monitor social media and send breach alerts if it detects any potential data breaches.
LifeLock will also monitor your credit card and banking information to alert you about card exposure risks and unexpected or suspicious activity on your bank accounts or credit cards.
Identity recovery
If your identity is stolen while you’re subscribed to a LifeLock plan, you'll get access to LifeLock’s identity recovery service. LifeLock will work with any other coverage you might have from a job or financial institutions to protect and recover your identity.
LifeLock’s identity recovery specialists are U.S.-based and will work your case from start to finish to ensure a thorough investigation. LifeLock comes with an Identity Restoration Guarantee* (or your money back).
Additionally, LifeLock offers $1.05M to $3M per adult in coverage for identity theft depending on your plan level. LifeLock also offers $25,000 to $1M coverage for stolen funds caused by identity theft, giving you a financial safety net while recovering your identity.
LifeLock also detects scams
LifeLock can also offer a second set of eyes in scam detection, and the higher tiers of LifeLock’s service even offer scam reimbursement should you fall victim to an online scam.
With access to a 24/7 virtual advisor, you'll be able to ask questions and potentially spot scams in emails or text messages. The 24/7 phone support means you can always ask for a second opinion before responding to a suspicious text or video.
What does it cost?
An identity theft and financial protection service is a small price to pay to keep you, your family and your funds safe.
The LifeLock Core plan costs $12.49 monthly or $124.99 annually (only $10.42 a month). That’s not a lot to pay for extra security for your bank accounts, AI-powered scam protection and identity theft protection.
The Advanced plan costs $19.99 monthly or $199.99 annually (only $16.67 a month), and the Total plan costs $34.99 monthly or $349.99 annually (only $29.17 a month). The Advanced and Total plans come with increased scam reimbursements and identity theft reimbursement premiums in addition to the AI-powered scam detection, data breach monitoring, identity protection and recovery services included in the Core plan.
Ultimately, even the Total Plan is a pretty small price to pay when you consider the services you’re getting and the potential losses you might incur if your identity is compromised.
* Terms apply
