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Stimulus check 2 date: Here’s when you could get a direct payment

Stimulus check 2 date
(Image credit: Getty Images)

The stimulus check 2 date is in limbo now that lawmakers have stalled stimulus check 2 negotiations and the Senate is on recess, but it's possible a plan and timeline could still be revealed soon.

With no exact round 2 timeline, you may be wondering when you can expect stimulus check 2. A second round of the stimulus check could go out either in August, September, or later. It all depends on how quickly the Senate can work to approve a new aid bill.

It's confirmed that stimulus check 2 is included in the upcoming stimulus package, but Republicans and Democrats have not been able to reach a deal as of August 15. In fact, the White House has rejected a $2 trillion stimulus proposal from the Democrats. 

A complicating factor is that there are a number of proposals on the table for stimulus check 2. And Republicans would prefer to pass a "skinny bill" that's more targeted, while Democrats are lobbying for a more comprehensive package. 

Stimulus check 2 bill cheat sheet: What's included in the HEALS Act

Wondering what else is included in the new stimulus check 2 bill? Here's a few of the key economic initiatives covered by the HEALS Act:

  • $1,200 direct payments, same criteria as CARES Act
  • Continued federal unemployment benefits, but for less than $600
  • Paycheck Protection Program (PPP) sequel for business loans
  • More funding to help schools
  • More funding for COVID-19 testing, treatment and vaccine research

Stimulus check 2 timeline: When it could be coming

Congress has entered recess after postponing it for a few days in order for a deal to be struck. But negotiators couldn't come to an agreement, so the Senate went home.

The exact timeline of a second stimulus package is tough to nail down, as it depends on which proposal the Senate considers and how long it takes them to pass a bill. 

As of August 15, lawmakers have not reached a deal, but talks could continue between House Speaker Nancy Pelosi, Senate Minority Leader Chuck Schumer, White House chief of staff Mark Meadows and Treasury Secretary Steven Mnuchin while the Senate is on recess.

Here are a few scenarios based on where things stand: 

Before September 8: According to the United States Senate legislative schedule, the Senate is on break until September 7. However, if the key negotiators can reach a deal in the interim, lawmakers may be called back to vote. If this happens sometime in the next week or so, checks could be sent out by the beginning of September.

After September 8: If legislation doesn’t pass before Senate recess is over, senators will resume deliberations in September. 

Once a final package is approved, checks won’t drop immediately. It’ll take the IRS some time to process payments — according to the Motley Fool, the first checks could go out within two weeks and wrap up in seven weeks or less. The site suggests that it’s more likely the Senate will pass a stimulus bill before its recess, which means benefits would arrive sooner rather than later. 

No stimulus check? Track down your first payment

The first round of stimulus checks are still trickling out—if you haven’t received yours and believe you’re eligible, go to the IRS’s Get My Payment app to check the status. You can also set up stimulus check notifications with the USPS’s Informed Delivery tool, which tells you when your check or stimulus check debit card is left in your mailbox.

Finally try the IRS stimulus check phone number if you’re still having trouble. Representatives may be able to help you with stimulus check status questions, although they probably will not have any information about the possible second round.