We're more exposed to scammers and identity thieves during certain phases of our lives. You might think that being in the middle of your career is one of the safest times in your professional life, but mid-career professionals are often at an increased risk for identity theft.
Whether you work hybrid, remote or full-time in the office with a busy travel schedule, the mid-career professional can be at an increased risk for identity theft and financial risk. Remote work or travel, personal loan applications with a growing family and communication requests from above and below on the corporate ladder can expose you to unsecured network connections. With all that extra exposure, the risk of identity theft is much higher, so investing in a service like LifeLock is worthwhile.
A good identity theft protection service can monitor your identity and accounts to ensure your digital footprint remains your own.
Protecting your identity is never a bad idea
The core concept of keeping your identity safe is hardly controversial. Identity theft protection is important for everyone, but particularly for those in increased risk categories, such as college students, retirees and professionals.
LifeLock offers up to $3 million in identity protection insurance with 24/7 phone support and a restoration guarantee. So if your information is stolen, you’re guaranteed to get your identity back with up to $10,000 in reimbursement for any damages incurred. And with 24/7 phone support, you won’t need to wait until the next business day to report a stolen identity.
And there’s no limit on the number of claims you can make in a year. So if you’re hit with back-to-back identity theft cases, you won’t lose coverage.
That’s not a bad deal, and identity theft insurance is far from the only service LifeLock offers.
Data broker removal
One of the tools in the LifeLock kit that’s most important for a career professional is the data broker removal service.
In addition to monitoring your identity and the dark web to secure your personal details, LifeLock will request the removal of your ID from major data brokers and people-search sites every 90 days. So it’s not a one-time search and removal; it’s an ongoing service that ensures your information is removed from data brokers and stays that way.
LifeLock isn’t just a simple identity and account monitoring system. It's a multi-layered security service that provides broader identity and financial protection. LifeLock will recognize unauthorized access to your bank accounts and prevent future attacks by ensuring your information isn’t available to a data broker or on a people-search site on the dark web.
Multi-bureau and account monitoring
In addition to identity and account monitoring with 24/7 phone support, identity theft insurance and data broker removal, LifeLock offers broad-spectrum protection.
Part of that umbrella approach includes monitoring your credit score. But unlike other credit monitoring services, LifeLock tracks up to three credit bureaus to ensure your credit score is accurate and well maintained. Combine that with account tracking on multiple bank accounts, 401(k) and investment accounts and bank takeover alerts, and your finances are as safe as houses. Depending on your coverage level, you can have an unlimited number of accounts monitored and secured with LifeLock. You can even configure your LifeLock coverage to include family members.
Is it worth the cost?
In general, having extra security coverage is never a waste of time or money. Identity theft and account monitoring protection are just as crucial as a good health insurance policy.
And if you’re wondering about costs, identity protection is actually pretty cheap. Norton's LifeLock Core plan costs $12.49 monthly or $124.99 annually (only $10.49 a month). That’s not a lot to pay to ensure your and your family's identities and finances stay safe and secure. It’s future-proofing for not only yourself but also your entire family.
