Maybe you're the unicorn with perfect internet usage. Your identity is completely secure, you're impervious to scams and your credit is impeccable. That's great, but what about the other members of your household? It's impossible to have complete control over your entire family's internet usage, and slip-ups can happen anytime. Young people are especially vulnerable. They may know a lot about the culture of the internet, but oftentimes, that comes hand in hand with making mistakes and learning from experience.
It's not some great failing to be a victim of identity theft. It's just a thing that can happen when there are so many bad actors out there. LifeLock offers coverage of up to $3 million per adult, providing the safety net you need to navigate the web without worry. Here are some of the problems LifeLock can help your whole household manage.
I think someone in my family's Social Security number is exposed
From birth, your Social Security number is the key to your future. When it ends up on the dark web as part of a hack, your entire family suddenly becomes vulnerable to fraud, identity theft and scams that could jeopardize their future. The greatest solution for a problem like this is awareness. LifeLock's dark-web monitoring searches the darkest corners of the internet for your Social Security number, along with over 120 other types of personal information. From credit card details to addresses, LifeLock keeps a constant watch, making sure you can act quickly before problems arise.
How do I protect my kids' credit score?
Starting to build credit for your children while they're young can be a tremendous help, and it can all be wiped out if scammers are able to use it for their own means. When you purchase a family plan with LifeLock, you get access to LifeLock Junior, a suite of features built to protect your kid's credit. The company offers multi‑bureau credit monitoring, so LifeLock will let you know if anything is up with your children's credit scores. If an account is suddenly opened or a payday loan is taken out in your child's name, you'll be able to contact LifeLock and have one of their dedicated, U.S.-based restoration specialists take on the case. They'll work on it until resolution, and if they can't resolve it, you'll get a refund for the current term. That's a 100% restoration guarantee.
How many claims can I file?
A plan like this isn't very good if you can only use it once. One vulnerability begets more, so you may all be at risk if one of your family members is hacked. LifeLock doesn't want you to worry about whether or not your credit can recover after a bad year. It has no limit on the number of claims you can file per year. In addition, you'll pay no out-of-pocket expenses for legal support.
If my family falls victim to a scam, how will LifeLock help?
In addition to the dedicated restoration specialist, LifeLock will regularly scan data broker sites that sell personal information, automatically sending removal requests. If you've been the victim of a scam and use LifeLock Total, you can get reimbursement up to $10K*. Total members are also insured for $3 million per family member. Most of the time, banks don't offer coverage this comprehensive. If you suffer identity theft without coverage from a company like LifeLock, you might be out of luck. Make sure your family is protected with the number-one customer-rated identity theft protection.
Which LifeLock plan is best for families?
You can't go wrong with any of LifeLock's transparent plans. Choose from three levels of protection: The Core plan is $124 per year, the Advanced plan is $199 per year and the Total plan is $349 per year. The clear plan tiers allow you to see exactly what you're paying for and give you the control you need to watch over your family's accounts and personal information.
*Scam protection coverage as part of identity theft benefits is currently available to all customers residing in the United States, including U.S. territories and the District of Columbia, with the exception of residents of New York. Gen Digital is not a licensed insurance producer. Benefits under the Master Policy are issued and covered by HSB Specialty Insurance Company. You can find further details and exclusions in the Summary of Benefits.
