Sponsored by LifeLock

Is LifeLock worth it for a retiree?

A person holding a phone receiving a scam alert.
(Image credit: LifeLock)

Retirement is supposed to be relaxing. You work hard your entire life to make sure your golden years are stable and simple, hopefully with some assets to pass on to your family. You shouldn't have to worry about scammers trying to snatch your nest egg out from under you. Reclaim your peace of mind with LifeLock. It can help preserve your retirement assets and get expert recovery help if something goes wrong.

If you're looking for serious, comprehensive protection, LifeLock is ready to cover all your bases. With credit monitoring, identity theft insurance and data broker removal assistance, it will take care of you at every point in the process. Don't worry about keeping up with every scam. LifeLock will do it for you.

Why is identity theft protection important for a retiree?

Retirement is the culmination of a life of hard work. Guarding your identity and investments, from your 401(k) to your Social Security Number, is of the utmost importance. Some people think they don't need identity theft protection. Their financial institutions will take care of them. It's just not so. The monitoring provided by LifeLock is more full-featured than banks. It monitors your investments, home titles, payday loans and multi‑bureau credit. It also keeps an eye on your assets by tracking USPS address changes, court records and more.

How does LifeLock prevent identity theft for a retiree?

Let's be honest: A retiree is a little more vulnerable to identity theft than someone early in their career. Retirees have more assets to lose and might not keep up with every scam. LifeLock gives you the information you need to make informed decisions about potential risks. In addition to multi-bureau credit monitoring, LifeLock has AI-led features including Card Shield, which helps you reduce the number of merchants with your card info.

On top of that, you've probably accumulated more information in your career than you can reasonably keep track of: payment cards, emails, phone numbers, credentials and more. LifeLock scans the dark web for more than 120 types of data and alerts you if it finds your information out there, with guidance for next steps.

How does LifeLock help if your identity is stolen?

LifeLock provides clear steps to take after a data breach. Scams can happen to anyone, but your preparedness might make the difference in protecting your retirement assets. You can get phone support from a dedicated, U.S.-based restoration specialist. They work your case from beginning to end, with a 100% restoration guarantee or your money back for the current term.

What does this mean in a financial sense? LifeLock will help you get reimbursed if you're the victim of an eligible scam. Its identity theft insurance covers up to three million dollars per member, accounting for stolen funds, lawyers and personal expenses. It also offers dedicated scam support and up to $10K in situations banks typically won't cover. This money, issued by third‑party insurers, can reassure you that your nest egg will stay undisturbed. Plus, there's no limit on the number of claims per year, so a stretch of bad luck won't wipe you out.

Can LifeLock remove my personal information from the internet?

When you've worked a long career, your investment isn't just the money you have in the bank. It's your reputation. After setup, LifeLock scans people-search sites every 90 days and automatically sends removal requests to major data brokers. This is a continual service that is a vital step in keeping your virtual hygiene in tip-top shape.

Why should a retiree pick LifeLock?

LifeLock has been at this for a long time. With millions of members over nearly 20 years, it takes care of its customers, and it has the stats to back it up. It's the Tom's Guide Editor's Choice for best identity theft protection overall, and its strong customer reviews speak to the ease of use and top-notch support its plans offer.

LifeLock's pricing is transparent, with clear plan tiers from Core to Total. You can fine-tune the alerts and easily see where your info is available. Plus, it can be used solo or bundled with Norton 360 for additional security tools. Retirement is all about peace of mind. With LifeLock, you'll rest easy knowing your investment is in good hands.

Jacob York
Senior Editor, Branded Content

Jacob York is a Branded Content Editor and Writer for Future, focusing on the Games and Tech verticals. Jacob's previous writing experience encompasses everything from award winning plays to websites about tree removal services. The tree removal website also won an award.

In his spare time, he enjoys learning how to bake, spending time at a theme park with his wife, and doing "product research" by diving into a video game. A creative through and through, Jacob would like to take a moment to remind you to support your local Equity hiring theatre.