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Stimulus check 2 date: Here’s when you could get a direct payment

Stimulus check 2 date
(Image credit: Getty Images)

The stimulus check 2 date could come into focus soon now that the GOP Senators have announced it as a part of the HEALS Act. The direct payment could also be delayed, but with no exact round 2 timeline, you may be wondering when you can expect stimulus check 2.

A second round of the stimulus check could go out either in August, September, or later. Stimulus check 2 negotiations are underway, so it's possible a plan and timeline will be revealed soon. It all depends on how quickly the Senate can work to approve a new aid bill before its next recess.

It's confirmed that stimulus check 2 is included in the upcoming stimulus package, but the Senate only has until it goes on recess on August 7 to pass it off to the White House.

A complicating factor is that there are a number of proposals on the table for stimulus check 2. The U.S. House of Representatives passed the Heroes Act, which would provide payments to everyone covered under the first round of relief plus additional benefits for dependent children and workers with taxpayer identification numbers. 

Stimulus check 2 bill cheat sheet: What's included in the HEALS Act

Wondering what else is included in the new stimulus check 2 bill? Here's a few of the key economic initiatives covered by the HEALS Act:

  • $1,200 direct payments, same criteria as CARES Act
  • Continued federal unemployment benefits, but for less than $600
  • Paycheck Protection Program (PPP) sequel for business loans
  • More funding to help schools
  • More funding for COVID-19 testing, treatment and vaccine research

Stimulus check 2 timeline: When it could be coming

Congress has returned to work as of July 20, and it has until August 10 to approve a stimulus bill before its next recess.

The exact timeline of a second stimulus package is tough to nail down, as it depends on which proposal the Senate considers and how long it takes them to pass a bill. 

As of August 2, Republicans and Democrats have not reached a deal, but talks continued Saturday as House Speaker Nancy Pelosi and Senate Minority Leader Chuck Schumer met with White House chief of staff Mark Meadows and Treasury Secretary Steven Mnuchin.

As reported by CNN, both sides called the meeting productive and will meet again. "The best discussions we've had so far, I call it progress but a ways to go," said Schumer.

Here are a few scenarios based on where things stand: 

Between July 17 and August 7: According to the United States Senate legislative schedule, the Senate is on break until July 17 and is scheduled to take another recess from August 10 to September 7, which means Friday, August 7 is its last working day. If senators debate and pass a bill before the recess, payments could follow soon after. The House starts its own recess on August 3. 

After September 8: If legislation doesn’t pass before the break, senators will resume deliberations in September. 

Once a final package is approved, checks won’t drop immediately. It’ll take the IRS some time to process payments — according to the Motley Fool, the first checks could go out within two weeks and wrap up in seven weeks or less. The site suggests that it’s more likely the Senate will pass a stimulus bill before its recess, which means benefits would arrive sooner rather than later. 

No stimulus check? Track down your first payment

The first round of stimulus checks are still trickling out—if you haven’t received yours and believe you’re eligible, go to the IRS’s Get My Payment app to check the status. You can also set up stimulus check notifications with the USPS’s Informed Delivery tool, which tells you when your check or stimulus check debit card is left in your mailbox.

Finally try the IRS stimulus check phone number if you’re still having trouble. Representatives may be able to help you with stimulus check status questions, although they probably will not have any information about the possible second round.