Where does all the money go by the end of each month? Put a budget-tracking app on your smartphone, and you'll no longer need to wonder. If the end of tax season has you vowing to get serious about your spending, there are plenty of apps that can help you easily set a budget and log your expenses on the go. Here's a selection of our favorite budgeting and personal finance apps for Android and iOS devices.
PocketGuard (Android, iOS) is an all-in-one bank account tracking and budget management app that shows you how much you've got in your accounts, as well as how much you can afford to spend for the day. The app connects to your bank and card accounts through an encrypted, read-only connection, allowing you to quickly view the status of your accounts and transactions while remaining secure. The app automatically sorts your purchases, subscriptions, and bill payments, and factors in your previous spending factors to provide you an estimate as to how much you can safely spend from your accounts without going into the red.
Spendbook features an elegant and easy-to-use expense tracking and budgeting app. Users can quickly add new income or expense transactions with a swipe down. Users can add a photo, such as a picture of the item purchased or receipt, as well as categorize the expense or income source. Subcategories let you further tag a Transport expense as a subway, bus or taxi ride. Users can view a daily or monthly summary of expenses, as well as helpful charts and infographics.
Home Budget with Sync (Android, iOS) is a solid budgeting and expense management app with a neat Family Sharing feature that allows users to easily set a budget, and then sync income and expenses between multiple devices. Home Budget allows users to create a budget, manage income amounts and easily log and categorize expenses over time. Users can easily track purchases and learn about their spending habits with charts, infographics or itemized lists of purchases. The real selling point though is the family sharing, which syncs your budget and purchases, allowing you to easily coordinate your bills and expenses with family members or friends.
Wally aims to bring all of the financial information you need into easy view so you can quickly take control of your finances. Users can set a savings target, spending budget and income, which you can quickly reference on the main screen. We like that you can quickly create and view expenses, keep track of money saved and saving goals. Neat features include social and location tools for your expenses, allowing you to record not only how much you spend, but also where and with who, as well as detailed infographics of your spending.
The free, simple-to-use budget tracking app Level Money (Android, iOS) is definitely worth a second, and third look. This low-frills budget tool syncs with your bank and credit card accounts to quickly display how much money you can afford to spend today, this week, and this month. After linking accounts to the app, Level Money estimates your income, identifies your bill expenses, and then asks you to set a percentage of income as savings. After that, Level Money displays how much money you can afford to spend in an easy infographic.
Spendee (Android, iOS) features a brightly colored and user-friendly interface that comes with great budgeting tracking tools, whether you're a free user or a subscriber. Expenses are quickly logged into categories, with the option to snap photos of bills and receipts for easy storage. The Feed tab lets you easily scroll through your expenses, while the Overview mode offers useful infographics on your spending over time, as well as a breakdown of what items and categories you're spending your money on. Spendee has also added a budget creation tool, elevating it from expense tracker to proper budgeting app. Premium users can create multiple budgets, multiple (shareable) savings wallets, and sync their data easily across multiple devices.
A companion app to the popular You Need A Budget personal budgeting platform, YNAB (Android, iOS) keeps your personal budget at your side at all times. The YNAB mobile app allows you to quickly refer to your accounts, budget categories, enter new transactions, and modify your budget categories on the fly with your mobile phone. The app syncs with your other devices, allowing you to keep your budget data up to date on Android, iOS, and web versions of You Need A Budget, and the web version also contains a variety of educational tools and guides aimed at helping users build good budgeting habits and financial discipline.