Where does all the money go by the end of each month? Put a budget-tracking app on your smartphone, and you'll no longer need to wonder. Whether you're interested in tracking your expenses or you're planning to save up for something down the road, plenty of apps can help you easily set a budget, log your expenses, and even do some micro-investing on the go. Get better control of your finances in 2019 with this selection of our favorite budgeting and personal finance apps for Android and iOS devices.
PocketGuard (Android, iOS) is an all-in-one bank account tracking and budget management app that shows you how much you've got in your accounts, as well as how much you can afford to spend for the day. The app connects to your bank and card accounts through an encrypted, read-only connection, allowing you to quickly view the status of your accounts and transactions while remaining secure. The app automatically sorts your purchases, subscriptions, and bill payments, and factors in your previous spending factors to provide you an estimate as to how much you can safely spend from your accounts without going into the red.
Home Budget with Sync (Android, iOS) is a solid budgeting and expense management app with a neat Family Sharing feature that allows users to easily set a budget, and then sync income and expenses between multiple devices. Home Budget allows users to create a budget, manage income amounts and easily log and categorize expenses over time. Users can easily track purchases and learn about their spending habits with charts, infographics or itemized lists of purchases. The real selling point though is the family sharing, which syncs your budget and purchases, allowing you to easily coordinate your bills and expenses with family members or friends.
Budget tracking app Wally has undergone a serious makeover with Wally Next (Android, iOS). The update version introduces a freemium model that provides you with budget and expense tracking tools for free, with a wealth of extra features available through premium subscriptions. Users sign in with their email address, and can then set a savings target and daily budget, log expenses and income, track expenses over time, set reminders for bills and more, all presented in a timeline feed or in a calendar. Premium subscription packages add features like group budget tracking, foreign accounts and currency conversions, and other features. Bank account syncing isn't available though, so Wally Next will require a bit more manual tracking on the user's part.
Wallet (Android, iOS) is another neat mobile budget and finance tool that touts a lot of best-in-class features, as well as support for multiple currencies. The app includes automatic bank syncing for your balance and expenses. It also gives you the option to manually import entries manually, label transactions for easy tracking, and track budgets. Financial insight and other metrics and predictions display in easy visualizations to help you plan out your finances. While the app is free, you'll want the $14.99 premium subscriptions to take advantage of features like bank syncing, widgets, and more detailed charts and reports.
Dollarbird (Android, iOS) takes a collaborative, calendar-centric approach to budgeting and expense tracking. You can add, remove and edit expenses and income past and future in a calendar-style view, with some AI help to categorize your entries. You can then view your expenses and income in calendar and timeline mode, or via a series of handy infographics on your mobile device or through a web interface. Premium users can create multiple budgeting calendars and share them with other users to collaboratively manage and log finances and expenses — great for small teams or families.
Honeyfi (Android, iOS) is another app built around collaborative budgeting and households in mind. You can quickly set up a household budget as well as link your individual and household accounts to the app so that you can view all your expenses together. You can tag transactions, add comments, create categories, and have the app automatically recommend a budget and share financial insights that can help you and your partner come to grips with your expenses and plan out your finances together.
Tycoon (Android, iOS) is a job tracking app designed with freelancers in mind. It lets you easily create and log job and client entries, where you can fill in the details, such as tax and commission rates, payment status, and more. The app is easy to use and comes packed with a ton of helpful options for organizing your projects, though some features such as tax/commission rates and "add to calendar" features are gated behind the premium subscription of $6.99 per month.