Best Budgeting and Personal Finance Apps

About the author
John Corpuz & Jackie Dove

John Corpuz flip-flopped between computer science and creative writing courses in school. As a contributor to Tom's Guide he's found a happy middle ground writing about apps, mobile gaming and other geekery.

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  • KrisWragg
    I use GNUcash, its free and offers everything you need to keep track of where your money is going including handling all your interests for loans/mortgages etc.
    -2
  • sunoveristambul
    Wally - found it before I read this and love it.
    0
  • Henry-Ng
    I'm using Money Lover on both Android & iPad to keep track of cash flow and manage budgets.
    0
  • Stefano_4
    Hi,
    I’m trying to find a good app for a family and personal budget
    I’m using MoneyWiz… which is quite a good app but it hasn’t some features that I really need.
    Below are some features that we need…

    I actually need a multi user way to use the app.
    I’ll explain it better with the below example:
    These are my accounts on MoneyWiz:
    1 Personal Wallet Account
    3 Personal Bank Accounts
    1 Family Bank Account
    2 Personal Credit Card Bank Accounts
    4 Personal Loan Bank Accounts
    2 Personal Saving Accounts
    1 Family Saving Account
    These are my wife accounts on MoneyWiz:
    1 Personal Wallet Account
    3 Personal Bank Accounts
    1 Family Bank Account
    2 Personal Credit Card Bank Accounts
    1 Personal Loan Bank Accounts
    2 Personal Saving Accounts
    1 Family Saving Account
    I would like to use the Family Bank and Saving Accounts with my wife. So that we can both insert transactions for these accounts.
    We could use the App with the same User, but doing this, she could see my personal accounts and I could see her personal accounts, which it’s not so nice, for example if I would but a gift for her… she can see how much I spent for that gift.
    Other feature that we need is to use the same app with a browser on a PC. We work 8 hours per day on a PC, so it could be useful to use the app with a browser on the PC instead on the iPhone (which we will use it when we are around)
    Thank you very much.
    Stefano
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  • Annie_Lth
    I decided on Expense IQ (#22 in the list) after trying out the Android offerings in the list. It's the most no-nonsense and highly customizable app, and the amount of improvements in the last few months have been stunning! Cloud Sync works over unlimited devices (at least among the ones I have) and works flawlessly. Highly recommended.

    As a bonus, it works well on my Chromebook R11 too! I reached out to the devs and they said they're optimizing keyboard+mouse input to match desktop offerings. Love the dedication to development.
    0
  • Alex_358
    I use Geltbox Money.
    0
  • Lisa_106
    I'm concerned about the security in using these apps. Can any of them ensure my bank account info won't get seen or worse.
    0