Claim your $1,400 stimulus check before November 17 — here's how

Tax deadline 2021
(Image credit: Andrew Harrer/Bloomberg via Getty Images)

Have you filed your tax return for this year? If not, you could be missing out on money from the third stimulus check. In fact, about 9 million households have been sent reminders by the IRS to file their tax returns and claim these stimulus payments.

You may also be eligible for other missed tax credits as well, such as the Child Tax Credit and the Earned Income Tax credit.

The stimulus payments came from a $1.9 trillion American Rescue Plan, legislation passed by President Biden to provide relief in the face of the coronavirus pandemic. Checks were $1,400 for individuals and $2,800 for married couples.

How to get your stimulus check and eligibility

To receive your stimulus payment, and other missed tax credits, you’ll need to file a 2021 tax refund. To be eligible for payment, you don't need to have earned any income. However, you will need to make sure that if you did, your income is below a certain level.

For individual filers to receive full payment, their adjusted gross income will need to have been $75,000 or less. For married couples to receive the whole $2,8000 payment, their income will need to be less than $150,000. The income limit for heads of household is $112,500. 

Additionally, if you have any dependents, they could qualify for $1,4000 payments as well.

Individuals with little resources who therefore didn’t file taxes are still entitled to the stimulus payments and can claim them by going to Here you'll also be able to claim the Child Tax Credit and the Earned Income Tax Credit, which will earn you potentially thousands of dollars if you qualify.

The deadline for free filing using this site is November 15, so don't let that money go to waste if you have yet to file. You can also file with the IRS Free File tool, which is available until November 17.

Erin Bendig
Staff writer, personal finance

Erin pairs personal experience with research and is passionate about sharing personal finance advice with others. Previously, she was a freelancer focusing on the credit card side of finance, but has branched out since then to cover other aspects of personal finance. Erin is well-versed in traditional media with reporting, interviewing and research, as well as using graphic design and video and audio storytelling to share with her readers.