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T-Mobile 5G Rollout: Locations, phones, price and more

t-mobile 5g network

You don't have to look too hard to find the T-Mobile 5G network — the carrier's 5G footprint stretches from coast to coast. But even with 5G coverage available throughout the country, a lot of what comes next will emerge now that T-Mobile's merger with Sprint is finally a done deal.

At the start of December, T-Mobile switched on its nationwide 5G network. In contrast, rival carriers have launched 5G on a more limited basis, even if they beat T-Mobile top the punch. AT&T has a nationwide network, too, though it's not as far-reaching as T-Mobile's, and its high-speed 5G Plus service is now available to anyone with a Galaxy S20 Plus or Galaxy S20 Ultra. Meanwhile, Verizon 5G is now in 34 cities, as well as sections of select stadiums and arenas. 

"Claiming first was more important to [AT&T and Verizon] than providing a good experience," T-Mobile Chief Technology Officer Neville Ray said in an April 2019 blog post. "Why? Because both of their long-term spectrum strategies have severe limitations, so they're focused on bragging rights instead."

T-Mobile thinks its strategy will pay off in the long run, especially now that you get 5G coverage with a compatible phone at the carrier. Here's what the T-Mobile has planned for 5G, and what it means for the wireless carrier's customers.

T-Mobile 5G cities: Where you can get it first

T-Mobile actually had some 5G coverage before December's nationwide 5G launch, using millimeter-wave technology to bring service to a half-dozen cities. Atlanta, Cleveland, Dallas, Las Vegas, Los Angeles and New York have all had that 5G coverage from T-Mobile since the end of June 2019, and you could use Samsung's Galaxy S10 5G to connect to the network. 

We tested the S10 5G on T-Mobile's network in New York City, and saw max download speeds of 579 Mbps downtown and an average of 369.9 Mbps. That's better than LTE, but not as impressive as the speeds we saw from Verizon's mmWave-based network in Chicago.

But T-Mobile's efforts didn't end there. T-Mobile's nationwide 5G network went live in December; it covers 5,000 cities and 200 million people. (You can look at T-Mobile's map to find out if that includes your region.) That launch taps into T-Mobile's 600Mhz spectrum. That's not as fast as millimeter-wave, but it's certainly more widespread.

Just before this year's Super Bowl, T-Mobile announced that it was adding millimeter wave-based high-speed 5G in Miami, the site of the big game. Specifically, the high-speed service will be available around Bayfront Park and in the lower bowl, parking lot and main entrances of Hard Rock Stadium. That coverage augments the low-band 5G network that's already live in Miami.

t-mobile 5g

T-Mobile's 5G coverage (Image credit: T-Mobile)

T-Mobile has continued to expand the nationwide network, most recently adding service to places like Detroit, St. Louis and Columbus, Ga. More importantly, we're starting to see the benefits of the T-Mobile-Sprint merger, where Sprint's spectrum is being used to augment T-Mobile's coverage.

In April, T-Mobile said it added Sprint's mid-band spectrum to its 5G service in Philadelphia which adds coverage depth while also boosting speed in that market. New York was the next to get mid-band spectrum — T-Mobile added 2.5GHz coverage in early May — and that's significant because it's already served by T-Mobile's low-band and millimeter wave-based service. That means New York City is now served by all types of 5G through T-Mobile.

T-Mobile 5G: How fast is it?

As you may have guessed from reading about those rollout plans, discussing T-Mobile's 5G performance requires some background on what 5G is and the different technologies wireless carriers are using with their networks. T-Mobile is using a hybrid approach to building out its 5G coverage.

In an April 2019 conference call with Wall Street analysts, Ray said T-Mobile's network speeds would increase "into the hundreds of megabits per second." That would be a big jump from the 32.8-Mbps average download speed we saw when we last tested T-Mobile's LTE network in 2018. T-Mobile delivered on Ray's promise, at least in our early testing. We saw average speeds of 379.9 Mbps using the Galaxy S10 5G on T-Mobile's 5G network in New York City.

But those results came with millimeter wave towers, similar to the approach Verizon uses. Millimeter wave is good for high speeds and in dense cities, but it lacks range and can't really penetrate walls. Thus, T-Mobile is building out its network with low-band spectrum for a wider reach. The trade-off will be speeds that don't approach the peaks that millimeter wave can provide.

At launch, T-Mobile said its 5G network delivers a 20% boost on download speeds over its existing LTE coverage. We saw that kind of gain when we went hands-on with the OnePlus 7T Pro 5G McLaren. In a few instances, our speeds were even faster than T-Mobile's guidance on 5G, though in several test sites, 5G speeds dipped below their LTE counterparts.

t-mobile 5g

The OnePlus 7T Pro 5G using T-Mobile's 5G network (Image credit: Tom's Guide)

We were more disappointed when we tried the Galaxy S20 Ultra on T-Mobile's low-band 5G network in New York, where speeds weren't that much faster than LTE. (In fact, an iPhone running on Verizon's LTE network outperformed the Samsung phone.)

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The Galaxy S20 Ultra on the T-Mobile 5G network in New York (Image credit: Future)

Still, in real world testing, when you get a strong 5G signal, you can enjoy some impressive results. In a hotel room in Maui, we were able to download a 24-minute episode of She-Ra off Netflix in 32 seconds. The Irishman, which is more than 3 hours long, landed on our phone in less than 3 minutes on T-Mobile's 5G. That's a big improvement over LTE.

And T-Mobile would argue that the story of its network at this point isn't speeds, but coverage. Note that we were able to download those shows over 5G indoors — millimeter wave has trouble penetrating windows and walls, so its faster speeds wouldn't be much use in that instance.

T-Mobile has also made its 5G network available to Metro by T-Mobile customers. That discount carrier uses T-Mobile's network. Of course, to experience 5G, Metro customers will need a 5G-capable phone, which can be pretty pricey as we'll discuss below.

Expect faster speeds down the road. T-Mobile is targeting a 10x improvement by 2024 when it plans to deliver 450 Mbps download speeds.

T-Mobile 5G: Phones and devices

T-Mobile initially sold just the Galaxy S10 5G, but that that was when it was rolling out millimeter-waved-based coverage. The bigger network launch has brought two phones compatible with its new towers.

T-Mobile has since added Samsung's Galaxy Note 10 Plus 5G. (That phone was already available through Verizon, though the version that T-Mobile sells features a different modem — Qualcomm's X55 modem — capable of working on the Uncarrier's 600Mhz-based network.) Like Verizon, T-Mobile's version costs $1,299 — a $200 premium over the regular Note 10 Plus

Galaxy Note 10 Plus 5G: $1,299 @ T-Mobile
You can pay off this phone in 24 monthly installments of $54.17, and T-Mobile will give you $1,000 in bill credits when you buy a second Note 10 Plus 5G and open two lines of service for your new phones.View Deal

A T-Mobile exclusive, the OnePlus 7T Pro 5G McLaren is essentially the same as the OnePlus 7T Pro, only with a 5G modem and design touches influenced by the McLaren racing team. It costs $899, or $37.50 a month for 24 monthly payments.

OnePlus 7T Pro 5G McLaren: $899 @ T-Mobile
This 5G variant of the OnePlus 7T is your cheapest 5G option at T-Mobile.View Deal

T-Mobile has since added five more 5G phones to its arsenal, highlighted by the Galaxy S20, S20 Plus and S20 Ultra. All three phones are 5G-ready, with the more expensive Plus and Ultra models capable of working with all kinds of 5G networks.

Galaxy S20, S20 Plus, and S20 Ultra @ T-Mobile
T-Mobile sells all three versions of the Galaxy S20 family, starting with the $999 Galaxy S20. Buy two of Samsung's 5G phones (including the $1,199 S20 Plus and $1,399 S20 Ultra) and open two new lines, and you'll get $1,000 in bill credits from T-Mobile.View Deal

The other additions are the LG V60 ThinQ 5G  and the $699 OnePlus 8. LG's phone lasts a long time on a charge — the best phone battery life we've seen yet on a 5G device. You can get that phone for $799 or $899 at T-Mobile depending on whether you opt for a case that lets you attach a second screen to the V60.

LG V60 ThinQ 5G: $799 to $899 @ T-Mobile
The price of this 5G-ready phone depends on whether you get the second screen attachment for a second 6.8-inch display for your phone.View Deal

As for the OnePlus 8, it's the most recent edition to T-Mobile's 5G lineup. At $699, it's also your least expensive way to get a 5G phone. (Verizon sells the OnePlus 8, too, but that version is a special one that works on Big Red's 5G network and costs $100 more than the T-Mobile offering.

OnePlus 8: $699 @ T-Mobile
If you don't want to pay off the phone all at once, T-Mobile lets you spread out OnePlus 8 payments over 24 months. That costs you $29.17 per month.View Deal

T-Mobile 5G: What you'll pay

In early 2019, T-Mobile said its 5G data plans wouldn't cost any more than current unlimited-data plans, and that turned out to be true. 5G phones like the Galaxy S20 Plus and S20 Ultra may both cost a pretty penny on their own, but T-Mobile doesn't charge extra for a 5G data plan.

Instead, you simply get a T-Mobile Magenta plan, which costs $70 a month, taxes and fees included, for one line. More impressively, T-Mobile said it intends to keep those prices in place for three years as part of commitments it made to win approval for the Sprint merger.

That's a contrast from what we've seen from Verizon. Verizon gives you unlimited 5G data, but it costs $10 a month on top of your existing data plan. Verizon waives that fee for three of its four unlimited plans — the $80/month Play More, $80/month Do More and $90/month Get More options — but that's a limited time offer. Subscribe to the cheapest Verizon unlimited plan, the $70 Start Unlimited option, and you're on the hook for that $10 monthly fee for 5G. For what it's worth, we think T-Mobile's plan is the best unlimited data plan you can get right now.

What about Sprint?

Even as T-Mobile's 5G plans come into better focus, so much of what the company wants to do depends on absorbing Sprint and emerging as the New T-Mobile, which the combined company plans to call itself. That merger's now complete.

We're still waiting to hear more about the 5G strategy going forward, but T-Mobile has already touted what it plans to do with the expanded capacity it will have once Sprint is on board. Among the initiatives T-Mobile plans to pursue are providing first responders with free 5G connectivity and offering 100GB of high-speed broadband to underserved and low-income families. The carrier has also introduced a low-cost plan for $15 a month that includes 2GB of data — and you'll be able to use that plan on T-Mobile's 5G network if you have a compatible phone.

"Together with Sprint, we're the only ones who can build 5G with breadth and depth," T-Mobile president and chief operating office Mike Sievert said at a November 2019 event detailing 5G initiatives under the new T-Mobile.

T-Mobile 5G outlook

We've spent much of last year waiting to see what T-Mobile would deliver on the 5G front. The launch of its nationwide network has answered a lot of those questions — with more answers to come this year, when we find out how T-Mobile will incorporate Sprint's 5G assets into its own 5G network. 

T-Mobile's efforts to build out its network in Philadelphia and New York with Sprint spectrum give us our first hint as to how this migration will play out.