3D Secure is the new protocol being developed by the main players in the credit card payments business to try to combat credit card fraud. The kicker, however, is that it shifts responsibility for the cost of fraud from the acquirers (merchants and their banks) to us - consumers and our banks. Pat McKenna shows you just what 3DS is all about.
We rely on security walls to keep intruders out, while leaving gates so that we can get in and out ourselves. Most hacking involves trying to break down or otherwise sneak past these gates, but the easiest way to get in is to convince the gatekeeper to open the door. In networking security circles, this is known as Social Engineering, and it's something you need to understand.
When you set out to choose a bank, you might want to start paying as much attention to their online security systems as you do to their interest rates. Pat McKenna explores the current holes in online banking - and the future solutions.
What you don't know won't hurt you, but on the Internet, nothing could be further from the truth. In Part 2 of his Internet Security series, Pat McKenna shows how a secure SSL "padlock" on your browser and a strong password might not always deliver what they seem to promise.