I hear what you're saying. The bottom line is the budget. If it has to be tight, no flexibility and a quad core gets in the way from buying a better videocard, then go dual cire.
But I agree with you that generally a quadcore is better than a dual core. And if the OP is only trying to game AMD by unlocking two extra cores and it doesn't work, there will be disappointment.
To the OP, if you really, really want to see a quadcore that is guaranteed to be a quadcore, then go with the X4 945.